Marwan Forzley, the CEO of Veem is our special guest this week on episode 73 of the Leaders in Payments podcast. Marwan grew up and went to school in Canada and is now based in San Francisco where he started Veem in 2014.  Prior to starting Veem, he ran e-commerce for Western Union after having sold his prior company to them. Veem is the simplest way for businesses to pay and get paid around the world. All you need is an email address. They operate in 110 countries with 50 plus currencies and have a quarter of a million accounts on their platform.Their goal is to make paying and getting paid as simple as possible. A simple way to think about it is that they're the Venmo for businesses, both domestically and internationally. They use six different rails to move money, including things like the MasterCard and Visa rails, Swift and blockchain technologies, as well as several others. What makes Veem different is their simplicity, cost savings and timing of the payments. Marwan has a passion for using technology to create a great customer experience and loves to make a difference in the lives of his business customers.