Ramit Sethi is an entrepreneur and an expert in personal finance. He is also the author of I Will Teach You to Be Rich: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works. He talks with Mark today about how to manage personal finance. Learn how: Time is of the essence: through compounding, money saved earlier can be the most valuable Investing is neither exclusive to the stock market, nor is it "gambling" with your money Focusing on the "Big Wins" over worrying about having an extra coffee Listen to this episode to hear more about how you will be able to manage your money more effectively.