This is a replay episode of one of our more popular episodes from January of 2021 when Rachel Cruze came on our show promoting her book that came out that very week. This episode has lots of great financial advice. It also led to my wife and I working on a budget and telling our money where to go. It was a fun conversation. You'll get a lot out of it whether you're rich, poor, or somewhere in between. Original show notes are below ...   Rachel Cruze is a two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget, and how to win with money at any stage in life. She’s authored three best-selling books, including Love Your Life, Not Theirs, and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book is Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It. Follow Rachel on Twitter, Instagram, Facebook, and YouTube or online at rachelcruze.com. In today’s episode, we discuss: Growing up the daughter of Dave Ramsey How to win with money Why budgeting isn't such a bad word Tips for credit card spending Advice for parents  ... and so much more!!!   Resources, Books, and Links  Website: RachelCruze.com Facebook: Facebook.com/rachelramseycruze Twitter: @RachelCruze Instagram: @RachelCruze YouTube Channel: YouTube.com/user/RachelCruze The Rachel Cruze Show: Rachelcruze.com/show Ramsey Solutions: DaveRamsey.com Financial Peace for Kids: Daveramsey.com/store/juniors-adventures Articles of Interest . . .  Money and Marriage: 7 Tips for a Healthy Relationship How to Save Money Each Month Impulse Buying: Why We Do It and How to Stop How to Stop Comparing Yourself to Others Two-Time National Best-Selling Author Rachel Cruze Releases New Book to Help Readers Understand the Why Behind Their Money Choices Dave Ramsey's 7 "Baby Steps" to Financial Freedom Past "Success is a Choice" podcast episodes of interest . . . Laura Gassner Otting (Author of "Limitless") - Episode 125 Jon Gordon (author of "The Energy Bus") - Episode 100 Melissa Agnes (Crisis Preparedness Expert) - Episode 091 Bernard Robichaud (Trailer Park Boys) - Episode 086 Emily Chapman Richards (Show Hope) - Episode 075 Ken Coleman (host of the Entre Leadership podcast) - Episode 072 Michael Catt (Pastor & Producer of "Facing the Giants") - Episode 049 Kevin Harrington (original shark on "Shark Tank") - Episode 024 Rachel in Action https://www.youtube.com/watch?v=e-PT9poDL3E https://www.youtube.com/watch?v=mL-kzZt5wCM https://youtu.be/sa8WhzcWW_A https://www.youtube.com/watch?v=tYWLEqjtWys https://www.youtube.com/watch?v=fiVDXJlJEsA This episode is sponsored by … The Success is a Choice podcast network is made possible by TheLeadershipPlaybook.com, which helps teach student-athletes in any sport to learn what it means to be a great teammate and positive leader. TheLeadershipPlaybook.com has hundreds of video lessons. Not only is the content relative and beneficial to a student-athlete but they are also only 2 minutes in length. Athletes can easily watch them on their phones or tablets. Great teams have great teammates and that is just what  theleadershipplaybook.com teaches today’s student-athletes. Right now, individual student-athletes can get 50% off a monthly or yearly subscription by using the coupon code “STUDENT” at checkout when they visit TheLeadershipPlaybook.com.  - - - - - Check out the weekly virtual sessions for parents, coaches, students, and administrators at FreeLeadershipWorkshop.com. These sessions are free and cover a variety of topics. - - - - -  Chin Up Chest Out is also a proud partner of the Success is a Choice podcast network. ChinUpChestOut.com is more than a great apparel brand, it’s a movement. A portion of all sales of their fabulous merchandise and apparel goes to support mental health initiatives. Our l