Rachel Cruze is a two-time #1 national best-selling author, financial expert and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Her latest book is Know Yourself, Know Your Money: Discover WHY You Handle Money the Way You Do and WHAT to Do About It. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachelcruze.com. In today’s episode, we discuss: Growing up the daughter of Dave Ramsey How to win with money Why budgeting isn't such a bad word Tips for credit card spending Advice for parents  ... and so much more!!!   Resources, Books, and Links  Website: RachelCruze.com Facebook: Facebook.com/rachelramseycruze Twitter: @RachelCruze Instagram: @RachelCruze YouTube Channel: YouTube.com/user/RachelCruze The Rachel Cruze Show: Rachelcruze.com/show Ramsey Solutions: DaveRamsey.com Financial Peace for Kids: Daveramsey.com/store/juniors-adventures Articles of Interest . . .  Money and Marriage: 7 Tips for a Healthy Relationship How to Save Money Each Month Impulse Buying: Why We Do It and How to Stop How to Stop Comparing Yourself to Others Two-Time National Best-Selling Author Rachel Cruze Releases New Book to Help Readers Understand the Why Behind Their Money Choices Dave Ramsey's 7 "Baby Steps" to Financial Freedom Past "Success is a Choice" podcast episodes of interest . . . Laura Gassner Otting (Author of "Limitless") - Episode 125 Jon Gordon (author of "The Energy Bus") - Episode 100 Melissa Agnes (Crisis Preparedness Expert) - Episode 091 Bernard Robichaud (Trailer Park Boys) - Episode 086 Emily Chapman Richards (Show Hope) - Episode 075 Ken Coleman (host of the Entre Leadership podcast) - Episode 072 Michael Catt (Pastor & Producer of "Facing the Giants") - Episode 049 Kevin Harrington (original shark on "Shark Tank") - Episode 024 Rachel in Action https://www.youtube.com/watch?v=e-PT9poDL3E https://www.youtube.com/watch?v=mL-kzZt5wCM https://youtu.be/sa8WhzcWW_A https://www.youtube.com/watch?v=tYWLEqjtWys https://www.youtube.com/watch?v=fiVDXJlJEsA This Episode is Sponsored By Audible Today’s podcast is brought to you by audible – get a FREE audiobook download and 30-day free trial (new subscribers only) at www.audibletrial.com/SuccessIsAChoice. Over 180,000 titles to choose from for your iPhone, Android, Kindle or mp3 player.  Our friends at audible are offering a free download of some of our past guests including Todd Gongwer, Kevin Harrington, Lolly Daskal, Bob Burg, Amy Morin, Michael Burt, Larry Winget, Jon Gordon, and Pat Williams). Take advantage of this great deal by visiting www.AudibleTrial.com/SuccessIsAChoice. Rate and Review Please consider rating the podcast with 5 stars and leaving a quick review on iTunes.  Ratings and reviews are the lifeblood of a podcast. This helps tremendously in bringing the podcast to the attention of others. Thanks again for listening and remember that “Success is a choice. What choice will you make today?”   Jamy Bechler is the author of The Leadership Playbook, host of the Success is a Choice Podcast, professional speaker, and trains organizations on creating championship cultures. Bechler spent 20 years as a college basketball coach and administrator. He has worked with businesses and teams, including the NBA. Follow him on twitter at @CoachBechler. To connect with him via email or find out about his services, please contact speaking@CoachBechler.com. You can also subscribe to his insights on success and leadership by clicking here.