The B word…Budget! We all know budgets can have negative connotations, but want to know how it can support you to spend MORE on what you truly want? That’s why I invited Rachel Cruze, daughter of financial guru Dave Ramsey (and totally one of the girlies) to the podcast today. Rachel is an expert in creating financial peace through healthy spending habits, all while still enjoying your life and having fun! She’s here to guide us on the pathway of FREEDOM in our finances.  We’re discussing: Three steps on where to begin with budgeting, and how to obtain more freedom, not restriction, in your life The clothing items she loves to invest in most - from what’s trendy to her favorite two piece set  Tangible ways to save money this season - I personally can’t wait to try out some of these tips   I absolutely loved what Rachel said at the end of the episode: “your net worth does not define your self worth”.  While finances are important, the number in your bank account does not define your identity. You’re invaluable, girl.   LINKS Follow along with Rachel on Instagram. Check out Rachel’s website and free tools.    Rachel so graciously is offering our listeners 6 months of the budgeting app she uses: EveryDollar (Premium Version)! Just go to EveryDollar.com/redeem to use. Code: E6MG-OGCQ-JHXZ-SPV3   Follow along with Brittany here. Follow for all things Life With Loverly Podcast here. For other Life With Loverly episodes, visit our website.