In this week’s episode, HW Media CEO Clayton Collins is joined by Patrick Burns and Pat Kinsel, founders and CEOS of Spruce and Notarize, respectively. Both of these companies, which are featured in this year’s Tech100 mortgage winners, are among those paving the way for digital mortgage innovation.The three discuss each company’s journey and current partnership, hurdles amid regulation of RON and digital closing legislation, and what the future holds for digital mortgage transactions. They also discuss the pros and cons of in-house innovation versus acquisition, especially for large players in the industry. Check out this year’s Tech100 winners here!