Shri Krishna says that in order to cross over maaya, we have to surrender to Ishvara completely. 

What does surrender mean in practice? As long as we emphasize our individuality and assert our ego, we will strengthen maaya. So, therefore, we need to de-emphasize our individuality and strengthen our devotion to Ishvara. When we surrender ourselves to Ishvara, we give up the notion that “I do everything” or “I own everything”. It is all Ishvara’s maaya. By distancing ourselves from maaya, we get closer to Ishvara. 

Shri Krishna says in the Gita (7.16), ‘Four classes of people worship Me: the distressed, the seeker of material things, the inquirer, and the knower of truth.’ 
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