Daniel Blue is a Forbes contributor, an author and owner of Quest Education. Top 3 Value Bombs: 1. You don’t have to be smart to be successful, what’s more important is discipline, consistency, work ethics, and be smart enough to surround yourself with people smarter than you. 2. What’s more important to be successful is discipline, consistency, and work ethics. 3. Surround yourself with people smarter than you. Access your retirement account penalty and tax-free - DanielBlue.me Sponsors: HubSpot: Connection across every channel is critical for the success of your business. Learn more about how a HubSpot CRM platform can help connect your business at HubSpot.com! Thinkific: If you've ever thought about creating an online course to reach a wider audience and make passive income, then Thinkific is the perfect partner! Learn how you can take advantage of Thinkific’s biggest deal of the year at Thinkific.com/firefriday!