Did you know that in the US the average white family has ten times as much wealth as a black family? Ten times. But while we wait for government policies to shrink that gap, we all decide where our money goes. So how can we collectively chip away at that gap, now?

In this episode, we find out. First, through a talk by BCG consultant Kedra Newsome Reeves that follows her family through generations to understand how policy helped build this gap—and what financial institutions can do now to shrink it. Then, Modupe talks with founder Shani Dowell, the first black woman in Tennessee to raise a million dollars in VC funding, about the creative techniques that anybody can use to start redistributing wealth in America.

We'll be back from break next week, but meanwhile we hope you enjoy this favorite from the TED Business archive.