Current Lending Criteria: Decreased LTV Qualified borrowers Higher reserve requirements   Creative Financing: Lenders tighten their lending standards during declining or recessionary market cycles. When this happens, debt becomes more expensive and new opportunities for creative financing emerge.   Capex Tsunami: As class C assets continue to age, many of these types of properties will require a purchase price and capital expenditures than exceed the value of the property.     Expert Pro Tip: “Don’t be afraid of failure”   Contact Information: LinkedIn – Bill Ham https://broadwellpropertygroup.com/    Creative Cash - https://www.amazon.com/Creative-Cash-Complete-Financing-Investing-ebook/dp/B08TGVJ9SK/ref=sr_1_1?dchild=1&keywords=creative+cash+bill+ham&qid=1612198027&sr=8-1   To register to invest with us: https://invest.randpartnersllc.com/invexp/accounts/login/ Rand CRE's Facebook: https://www.facebook.com/randcre Rand CRE's Linkedin: https://www.linkedin.com/company/randcre Rand CRE's Instagram: https://www.instagram.com/randcre