Maybe you are thinking about leaving a current job to pursue another career, go back to school, or you just need time to figure out what you really want to do in life.One thing that might be holding you back from taking this step is health insurance. It's definitely one of the many perks to having a job that offers benefits.Today, James talks about what you should do if you find yourself jobless and without health insurance or if you are scared to leave your job because you won't have insurance. Paying out of pocket for health insurance can be very expensive, so James and his wife, Claudia, talk about several ways to go around the health care gatekeepers that you may not have thought of before.Of course, in classic James style, you know that this process is going to start by choosing yourself. Becoming healthy by eating right, getting enough sleep, and exercising will reduce the amount of money that you will have to spend for health-related costs.