Faith, Family And Finance

By Rusty Bresse

"Faith, Family and Finance" is an inspiring and practical guide to achieving financial stability and success through the lens of faith and family values.

With the years of experience in financial planning and counseling, This book offers its readers p

• Language: English
• Publisher: ScoreNavigator Inc
• Release date: Mar 24, 2023
• ISBN: 9781956630329

Book preview

Faith, Family, And Finance

HOW IT AFFECTS YOUR CREDIT SCORE

By Rusty Bresse

Preface

As many know, I entered the hospital on September 22nd, 2021, because my oxygen level dropped to the low 80s and still rapidly decreasing. This testimony is how

G-D’s Amazing Grace and love made it possible for me to share.

From the moment I was put into a hospital room, I needed 100% airflow and oxygen. A Doctor told me on Friday the 24th I would need to go on a ventilator in order to get better. This would give me a 15% chance. I kindly said no thank you. My Dad had been admitted the day before, and my sister that day.

On Sunday, the 26th, I was getting worse as my lungs were filling up, and I had double pneumonia. My cellphone allowed me to stay in contact with my family on the outside and my sister, who was in a room close by. No communication with my Dad. I was in constant communication with my best friend, Rabbi Greg. He helped comfort me the entire time. In fact, even though he was away for his anniversary on the 26th, he had to help me thru my emotions during this time. I knew people were praying for me all around the world. I was so humbled as I’ve always felt I wasn’t worthy.  Rabbi said I was loved by many and I would get thru this.

Later in the day, during my conversations with G-D, He told me that I could see that no one in the hospital was going to help me, and I needed to stop thinking I could control this or anything else. I was about 80% there with Him but needed to be all in at 100%. An hour later, the Doctor came in with two nurses and told me I had a zero percent chance of making it thru the night unless I agreed to go to ICU and get on a ventilator. I asked what my odds were of getting off the ventilator and was told only 10 percent. I told him I needed time to speak with family, but he agreed.

I thanked G-D for giving me an incredible 63 years, so if it’s my time, I’m okay with it and almost welcomed it as I felt it was the best alternative. G-D said trust in me, go to ICU but don’t get on the ventilator.

I got to ICU and was told they would put in a pick line; I’d be completely sedated and put on the ventilator. I asked for just one night without it. I said I have a zero percent chance of making it, so it’s on me if I die. No Ventilator.

That night was the worse and one of the best in my life. I purposely put my phone away so I no longer communicate with anyone other than G-D.  My chest felt like a truck was sitting on it. I remember groaning in pain, and at one point, I was looking for the remote to buzz the nurse. G-D had hidden the remote from me as He knew if I pressed it, they would come in and put me on the ventilator. At around 2 am, I hollered for the nurse to come in as I needed to use the bathroom. After putting in a catheter, she told me I needed to be laying on my stomach and left. I flipped myself over, but because I had torn my rotator cuff on my right side, it was uncomfortable. I found a slot in the bed rail and locked my arm in it, and the pain went away.

On my left arm was a blood pressure device that would inflate by itself. Around 2:30 am, it squeezed my arm; I felt G-D grabbing my arm and telling me He was there and in control.  Thirty minutes later, it happened again, I remember smiling, and the pain in my chest went away. I thought I was probably going to die now, and G-D wasn’t going to let it be painful, so I finally fell asleep.

Around 5:30 am, the nurse came in and saw I had made it, and 2 hours later, the Doctor said I had improved, and there was only a small chance I would have to go on the ventilator. On Friday, I was sent back to a room upstairs as my oxygen airflow was reduced to 65%, and only ventilator patients were in ICU.

There was no real change from that Friday night thru Sunday. G-D did tell me I would get a sign when I would be leaving the hospital. Monday morning, I got the sign. The nurse who came to check my vitals that morning name is Angel. This was the first time I’d seen her, and I told her this was going to be a good day because G-D sent an angel to see me first thing. Moments later, the next nurse that came to see me was named Grace. I looked at Angel and said see, now G-D has sent me his Grace too. I knew something good would happen; this was the sign. Over the next hour, my oxygen airflow level kept dropping to a safe level of 4 liters which allowed me to go home later that night. Sure, I’m still on oxygen at home, but I’m alive to tell everyone how merciful G-D is and that although we say as Believers we trust in G-D, we must act it out. Actions do speak louder than words. Nurse Angel wheeled me out that night to the car, hugged my neck, thanked me, and said don’t ever come back here.

Once home on oxygen and confined home, I saw the damage it had done to my wife and children. My family has always been strong and healthy; now, I am weak and broken. Although I had a 100-foot cord hooked to the oxygen machine so I could get up and walk around, my family still looked depressed. On the 26th, they were told I was going to die, no more family dinners together, but no more hugs. I had lost 30 pounds in the 12 days I spent in the hospital. I spoke to the kids individually, and they all questioned whether I would make it or not. The other issue was both my Dad and sister were still fighting for their lives in the hospital. Both lived with us at our house. On October 21st, my father passed away, and the following day, October 22nd, my sister lost her battle and died as well.  I never saw my father after being admitted to the hospital and only saw my sister after she passed. This was the first day I could leave the house on a portable oxygen machine.

Life can change in a split second; the things we sometimes think are important aren’t always the case. Hopefully, this book will teach you how to find what’s really important in your life, and it will strengthen or restore your relationship with God and your family.

Acknowledgement

I would like to thank my wife Janet and my six children for inspiring me to share this story. 

My parents and sister Penni for always cheering me on and encouraging me to do better. 

My closest friend and Rabbi, Greg Hershberg.

My dear friend and partner for 21 years, Kenneth Ward.

About the Author

Rusty M. Bresse CEO – Director ScoreNavigator Inc. CEO- Director Credlogix Inc. attended Georgia Institute of Technology and held a Bachelor of Arts Degree in Business.

Mr. Bresse has helped pioneer the credit industry since 1981 and began his career in property management and residential real estate in 1978 until 1981, when he saw the need to get more involved in the financial and credit side of the industry.

During the next ten years, Mr. Bresse worked directly with consumers and businesses, educating them on credit laws, credit bureau strategies, credit investigations, and how credit and credit scoring would play a significant role in the future home and automobile financing. During this tenure, Mr. Bresse analyzed over 350,000 credit reports in preparation for scoring models that were soon to be introduced into the marketplace.

Deciding it was time for a career change Mr. Bresse ventured into the Manufactured Home Industry and became