10 Brutal Facts of Business Bankers: Cracking the Code to Bank Capital

By Banker Bob

Banker Bob obtained his MBA from a prestigious United States University and completed work for his JD. Lastly, Banker Bob is a studio-produced screenwriter. Currently, Banker Bob is the lending manager of a nationwide financial institution that has over $300 billion in banking assets.

Writing under a pseudonym, Banker Bob has been a lending and underwriting specialist with the world's leading financial institutions for 30+ years, providing over $1 Billion in funding for all types of businesses

• Language: English
• Publisher: BookBaby
• Release date: Jan 1, 2023
• ISBN: 9781667879451

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10 Brutal Facts of Business Bankers

Cracking the Code to Bank Capital

Banker Bob

ISBN: 978-1-66787-945-1

© 2022. All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law.

Contents

Brief Introduction

BRUTAL FACT #1

BRUTAL FACT #2

BRUTAL FACT #3

BRUTAL FACT #4

BRUTAL FACT #5

BRUTAL FACT #6

BRUTAL FACT #7

BRUTAL FACT #8

BRUTAL FACT #9

BRUTAL FACT #10

BRUTAL FACT # 11

Conclusions

Brief Introduction

The entrepreneurial spirit is ingrained in the very fabric of what it means to be an American. It was the lack of self-governance on behalf of the American Colonists, particularly as it related to taxes that drove them to revolution. There should be no surprise that the values articulated in our Declaration of Independence mirror those of American Capitalism: Free Enterprise, Hard Work, Individual Empowerment, Self-Governance, Property Rights, Minimal Government, and Technological and Human Advancement.

All of these attributions have contributed to the greatest wealth-generating tool in the history of mankind - American Capitalism.

How do Banks contribute to this? Alexander Hamilton, an American Revolutionary and Founding Father of the United States had long thought that banks would be vital to providing credit as a way to stimulate the economy. Our Central Banking system, although not perfect, has facilitated growth and creation of wealth since before 1800.

Yet, many Americans have misconceptions about banks. They understand that you can deposit money in a bank. They understand that you can borrow money from a bank - sometimes. They understand that banks make bad decisions and have to be bailed out by their government. Unfortunately, few people can articulate how or why banks operate in their own unique manner. If you own your own business and intend to bring capital into that business via borrowing from a bank, then you need to know the BRUTAL FACTS about Business Bankers. If you don’t you could be in for a long and confusing journey that could endanger your business assets, your personal assets, and the freedoms you hope to create for yourself.

I recently met with a gentleman who built a solid business over twenty years. Remarkably, considering the industry in which he operated, his growth was fueled without a single penny of bank borrowing. We met because he was facing industry headwinds, and wanted me to consider a $5 million line of credit so that he could gain an advantage over his competition given the current industry challenges. It only took a brief glance at his financial information and tax returns to give me the confidence that my bank would easily approve his line of credit request. When I made a