I GIVE YOU CREDIT: A DO IT YOURSELF GUIDE TO CREDIT REPAIR

By Carlos Ariel Then

In this book, "I Give You Credit". I go through the steps of repairing your own credit while providing you with the knowledge, letter templates and tips that will help you get all the credit you deserve! You see, in this game called life. Cash is King, but Credit is Queen.. When you realize that the Queen can make a lot more moves on t

• Language: English
• Publisher: Mr Then Consulting LLC
• Release date: Jan 30, 2020
• ISBN: 9781087867649

Carlos Ariel Then

Carlos Ariel Then was born on March 10th, 1991 in the Bronx, New York. He was raised in Providence Rhode Island and graduated from the University of Rhode Island with a degree in Applied Economics and International Relations. He specializes in coaching and empowering Millennials & Business Owners alike, to lead higher levels of financial aptitude filled with resources and positive mindsets, all while implementing better money habits. As a respected and Multifaceted Professional, Author and Entrepreneur with demonstrated success in Finance and Business. Mr. Then is known for being a results-driven individual who strives to help others succeed. As well as a Passionate problem solver focused on delivering experiences to improve his clients' well-being. He is recognized for his exceptional leadership and outside-the-box thinking for implementing innovative solutions to resolve complex issues. With experience in the Corporate world of Banking and Investing, Non-Profits, Taxes, and Real Estate Investing he is quite literally a Wealth of Knowledge and he hopes to share it with as many people as possible. If you're tired and stressed about money or your credit. It's normal... Worrying about a string that you can't seem to unravel and that constantly seems to envelop around you as more bills pile up, is not strange... You're not alone. In fact, Mr. Then had been thousands of dollars in debt himself at one point. Paralyzed in fear... Unsure of what to do... He grew tired of the constant worry and anxiety. So he created a plan that was both necessary and wanted. The discovery of just how life-changing it was to finally see money as a tool, instead of scarcity was what inspired him to do what he does today. This empowered him to learn more and then earn more. In helping others achieve what they want in life, he will accomplish what he wants from life.

Book preview

I_GIVE_YOU_CREDIT_-_PROPER_FORMAT_6x9_UPDATED_10.21.2020Aspose102020-10-21T19:17:00Z2020-10-21T19:24:00Z661074054887Aspose18926566497116.00000x01010079F111ED35F8CC479449609E8A0923A6

I GIVE YOU CREDIT

A Do It Yourself Guide to Credit Repair

By

Carlos Ariel Then

COPYRIGHT

© Copyright 2020 by Carlos Ariel Then - All rights reserved.

It is not legal to reproduce, duplicate, or transmit any part of this document in either electronic means or printed format. Recording of this publication is strictly prohibited.

DISCLAIMER

The Author does not assume any responsibilities interpreting or implementing this book. This is not legal advice. It is based on the Author’s experience of removing negative items from his and his client’s credit reports.

It’s always a good idea to consult an attorney or professional for legal, tax or investment advice.

This book is dedicated to:

Anyone who’s ever made a mistake in life, that cost them their credit or reputation. Not everyone has trouble with their credit but, I like to think of credit like your SAT scores. You put your name on the piece of paper and they give you points, but the test is weighted and messing up somewhere in particular can cost you. Think of it this way, you are better off knowing how to take the test a what behaviors to have than actually knowing the information. This is why going forward if you keep the right habits in place your credit will flourish! Good Luck!

&

Of course, my family & friends. You all know who you are…

TABLE OF CONTENT

INTRODUCTION

PART I:

UNDERSTANDING YOUR CREDIT

GETTING ORGANIZED

THE LAW IS ON YOUR SIDE

PART II:

REPAIRING YOUR CREDIT

OBTAINING YOUR REPORTS

CORRECTING THE INFORMATION

REMOVING THE INQUIRIES

DISPUTING THE ACCOUNTS

Credit Boosting Tips and Tricks

CONCLUSION

ACKNOWLEDGMENTS

ABOUT THE AUTHOR

INTRODUCTION

You know, it’s funny, even the people who don’t deserve credit want it.  Why could that be? Well, the people of the world are enveloped in this idea that if they get good credit, they, can achieve all their dreams. Are they wrong? Well yes, they probably are, but I like to think of it this way…

If you’ve ever played a game of chess you know that. The king is the most important piece on the board, so think of cash as king. Sound familiar? Now if you think of credit as queen… you’ll realize that in a game of chess the queen can make a lot more moves on the board than the king. Learn to use credit to your advantage using this book but remember always protect your king!

Good luck in this game called life!

Kind regards,

I_GIVE_YOU_CREDIT_-_PROPER_FORMAT_6x9_UPDATED_10.21.2020Aspose102020-10-21T19:17:00Z2020-10-21T19:24:00Z661074054887Aspose18926566497116.00000x01010079F111ED35F8CC479449609E8A0923A6

PART I:

UNDERSTANDING YOUR CREDIT

Like with most things in life knowing the history of something usually helps to gain some sort of understanding behind it. So, in order to properly guide you in repairing your own credit, I will first try to get you to understand what credit actually is.

Let us begin…

According to Jeff Desjardins from visual capitalist (DESJARDINS, 2019), consumer credit has been around for more than 5000 years. In fact, many millennia before the credit score or credit