Advanced Credit Repair Secrets Revealed

By Marsha Graham

Have you been denied credit? Then this book is for you, read this book today to help get what you always wanted GOOD CREDIT! This exciting and concise book give you just the meat and potatoes regarding repairing and building your credit fast without paying a credit repair expert hundreds and even thousands of dollars. Let me ask you a question, would like you to buy your dream home or the new hot car you always wanted? Is bad credit holding you back from getting what you want? Then do something about it right now! This book offers some of the fastest ways to improve your credit MONEY BACK GUARANTEED! The Techniques you are about to learn are the most effective closely guarded secrets used by experts to remove countless negative items from credit reports at times in 30 days or less! Learn to remove late payments, charge off items, collection items, bankruptcy, student loan default, judgments, repossessions and MANY, MANY MORE items from your credit report. PLUS! Learn how to get your credit report for free every 7 days, learn how to establish your credit in 30 days or less, how to keep divorce from destroying your credit, uncover the steps towards homeownership, learn the secrets to protect yourself from fraud and identity theft, find out to easily spot if your identity may have been compromised. The cost of having bad credit can destroy your dreams, Empower yourself start reading this book now and learn about the benefits of great credit, just imagine being able to purchase a car at zero percent and zero down? What if you were able to qualify for credit cards at zero percent interested rates for 15 or even 18 months? Just imagine booking a trip to your favorite travel destination by using the reward points from your credit card? The advantage is clear GOOD CREDIT is a game changer. Good credit can significantly enhance the quality of you and your family life. Do you want to improve your financial situation by having good credit? Then learn how to repair your credit now and order this book now.

• Language: English
• Publisher: Marsha Graham
• Release date: Jul 21, 2015
• ISBN: 9781311515261

Marsha Graham

Heather Graham was raised by her loving grandparents and aunts. When Heather was a child, she discovered she enjoyed writing, home decorating and being a fashionista.Heather is passionate about helping children in need; she loves spending time with her family and traveling.

Book preview

ADVANCED CREDIT REPAIR SECRETS REVEALED

THE DEFINITIVE GUIDE TO REPAIR AND BUILD YOUR CREDIT FAST

BY (Marsha Graham)

Copyright © 2015 (Marsha Graham)

TABLE OF CONTENTS

INTRODUCTION

THE IMPORTANCE OF CREDIT

GREAT BENEFITS OF HAVING GOOD CREDIT

CHAPTER 1

THE VALUE OF CREDIT

YOUR CREDIT SCORE

WHAT FACTORS DETERMINE YOUR CREDIT SCORE?

CREDIT SCORE GUIDE

CHAPTER 2

DISCOVER the SECRETS to ESTABLISH CREDIT in as Little as 30 DAYS

OTHER BENEFITS OF OWNING A HOME

CHAPTER 3

UNCOVER THE LITTLE KNOWN SECRETS TO REPAIR BAD CREDIT FAST!

LEARN HOW TO FORCE THE CREDIT BUREAU TO CONDUCT A PROPER DISPUTE

ONLINE DISPUTE VS DISPUTE BY MAIL

LEARN HOW TO AVOID A FRIVOLUS CREDIT DISPUTE

HOW TO SETTLE YOUR DEBT WITH YOUR CREDITOR

REBUILDING YOUR CREDIT MADE SIMPLE

CHAPTER 4

HOW TO STOP COLLECTION AGENCIES DEAD IN THEIR TRACKS!

INCOME EXEMPT FROM GARNISHMENT

HOW TO STOP WAGE GARNISHMENT

CHAPTER 5

UNCOVER HOW TO DRAMATICALLY INCREASE YOUR CREDIT SCORE BY OVER 100 POINTS IN AS LITTLE AS 45 DAYS OR LESS

LEARN WHERE TO GET 24 HOUR FREE CREDIT MONITORING

CHAPTER 6

OVER 50 INGENIOUS TIPS AND SECRETS TO EFFECTIVELY PROTECT YOURSELF

HOW TO QUICKLY FIND OUT IF YOUR IDENTITY HAS BEEN COMPROMISED

A WORD OF CAUTION

CHAPTER 7

38 MOST FREQUENTLY ASKED QUESTIONS AND ANSWERS ABOUT CREDIT

CHAPTER 8

MOST COMMON ERRORS FOUND IN CREDIT REPORTS AND HOW TO AVOID THEM.

CHAPTER 9

LITTLE KNOWN FACTS ABOUT CREDIT

STEPS TO HOME OWNERSHIP

CREDIT CARD SECRETS REVEALED

HOW TO LOWER YOUR CREDIT CARD INTEREST RATE?

MARRIAGE AND CREDIT

HOW TO KEEP DIVORCE FROM DESTROYING YOUR CREDIT

LEARN HOW TO OBTAIN BUSINESS CREDIT

RESOURCES

SAMPLE DEBT VALIDATION LETTER

SAMPLE DISPUTE LETTER

SAMPLE GOOD WILL LETTER

SAMPLE DEBT SETTLEMENT LETTER

SAMPLE CEASE AND DESISTS LETTER TO COLLECTION AGENCY

SUMMARY OF YOUR RIGHTS UNDER THE EQUAL CREDIT OPPORTUNITY ACT

SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT

SUMMARY OF THE FAIR DEBT COLLECTION PRACTICE ACT

Disclaimer

The Author has aimed to be accurate and complete in the publication of this book. However, the author assumes no responsibility for any errors or incompleteness in this material. This book offers no guarantee that you will get a particular result from using the material within, also individual results may vary based on individual circumstances. The author is not liable for any risk or loss from the use of the material in this book. Users of this publication should use their judgment regarding their particular use and application of this material within. This book is not written to be used as a source of legal, accounting, finance and business advice.

INTRODUCTION

IMPORTANCE OF GOOD CREDIT

Do you have bad credit or a credit score below 620? 40 million other Americans share your pain and frustration. It is often hard to accept the fact, without good credit you will find it nearly impossible to qualify for a mortgage or a car loan. Bad credit often robs people of their dreams of starting a business, attending school, and finding a good job.

There is hope, what if I were to tell you millions of people like you are paying thousands of dollars for the information I am about to reveal to you. Why am I doing this? Good question, well like you I understand what is like to have less than perfect credit. However, I am here to tell you there is something you can do to change your credit history and possibly change your life. The techniques you are about to learn are closely guarded secrets used by experts to remove countless negative items from credit reports in certain cases 30 days or less!

Credit governs almost every aspect of our financial lives. Your credit can determine if you qualify for a house, an apartment, a car, a credit card, utilities, a student loan, a job, start a business, and get car insurance. Having great credit is like having money in the bank.

Credit has an obvious huge impact on our potential quality of living; let’s face it, we all want good credit but sometimes in life things happened beyond our control. The constant occurrence in life is change, some marriages end in divorce, people lose their jobs, and often these changes cause many people to have bad credit.

How badly would you like to have the house of your dreams, get a low-interest rate car loan, refinance that high-interest loan, or qualify for a student loan? The answer is simple; we all want the best things in life for our self and our family. In this book, we will reveal the secrets how to easily transform bad credit into excellent credit.

GREAT BENEFITS OF HAVING GOOD CREDIT

What can you expect when you have excellent credit? Well, the answer is quite straightforward. You should expect to receive better credit card preapprovals, these offers usually come with 0% intro rates on purchases, balances transfers, and excellent reward programs. Did you know some consumers fly for free? Yes, it is true, some travelers’ cash in their credit card reward points in exchange for a plane ticket, or they simply cash it in for dollars.

When you have good credit, you should expect to receive offers to increase your current credit card limits. You would most likely get credit card approvals with higher limits versus receiving lower limits on approvals if you had average credit. You will get attractive credit card offers for cash back, gift cards, monthly free credit scores, no annual fees and much more.

When your credit is good, you will be able to qualify for lower interest rates. Interest rates are important especially when you lease a car; obtain a mortgage or credit card.

Good credit will put you in a situation to save money. It cost significantly more money when you have poor credit, and you obtain financing for a car, a house or anything that has an interest rate attached