How To Create A New Credit Profile

By The Credit Specialists

Learn the proven method to create a new credit profile that passes the credit bureau verification tests.

• Language: English
• Publisher: Lulu.com
• Release date: Jan 15, 2021
• ISBN: 9781716224447

Book preview

Why We Wrote This Book

As professional credit counselors, we work every day with people who have severe financial problems.

They are usually deep in debt, may be bankrupt, may no longer have credit cards and may not be able to obtain new credit.

For people in this situation, creating a new credit profile can be a very attractive solution for getting on with their lives while they repair their credit.

Early on, we didn’t realize some of our clients were buying new credit profiles online. They often paid hundreds of dollars, and many times it didn’t work, because the new profile failed the credit bureau verification tests. (Is the Social Security number valid? Does it belong to a dead person? etc.)

That’s why we wrote this book -- our clients needed ACCURATE and RELIABLE information so they could create a new profile for themselves, and not rely on a stranger to do it for them.

To be clear, we do not create new credit profiles for our clients. Instead, we give them this book.

Very simply, this book will show you a very specific and proven process for:

Creating a new credit profile that passes the credit bureau verification tests

Obtaining new credit using your new profile

Rebuilding your old credit

Will it take some work on your part?

Yes, you will need to devote a few hours of your time to read through this book, understand the process, and get yourself organized.

Then, when you are ready, we will walk you through everything you need to do, step-by-step.

We wish you all the best!

How This Book Can Help You

Establish a new credit profile that passes the credit bureau verification tests

If you have bad credit (or no credit) and have not been able to get any type of new credit, then creating a new credit profile can help.

If you follow our instructions, you can successfully establish a new credit profile that passes the credit bureau verification tests.

Obtain new credit using your new profile

With a bit of work and a modest security deposit, this book will show you exactly how to apply for new credit, how often you should apply for new credit, and how to convert secured credit to unsecured credit and obtain car loans.

Build a credit score of 700 or higher in 12 months

Building a credit score does not happen overnight, but within 12-18 months, you should be able to establish a new credit profile with a FICO score of 700 or higher. (In general, a score of 670-740 is Good, 740-800 is Very Good, and 800 or above is Excellent.) At 670 or higher, lenders will almost always approve your credit applications, and at 740 or higher, you will usually qualify for the lowest interest rates.

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Reviews for How To Create A New Credit Profile

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