Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally.
IT HASN’T been easy but you’ve done it: gone through the debt counselling process, tightened your belt so you could pay everything you owe and received your clearance certificate. Now what? Here are eight things you need to do and be aware of before applying for credit again.
1 THE CLEARANCE CERTIFICATE
When you are under debt review, your debt counsellor will notify