Loans 101: How to Get a Loan; Pay Less, Get More
By Amit Eshet
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About this ebook
Many people damage their financial future by taking various loans without understanding the basics of the financial system nowadays.
In my 10 years of expertise as a financial planner I have seen a countless number of people losing their properties and assets, mainly because they were lacking crucial and needed knowledge and information. Exactly that knowledge would have helped them make the right decisions on time and avoid unnecessary losses. This and more have led me to write this e-book, giving you a real and relevant assistance to improve your financial future.
Before taking a loan for any particular reason you should ask yourself: Is it a smart way? My answer is YES, only if you understand the principles behind it. Without understanding all the considerations concerning it, loans could get you to a financial crisis.
Throughout the book you will be provided with explanations about payday loans, educational loans, credit loans, and various other loans that are relevant to you.
The different loan descriptions are not the main reason why I would like you to read this book. In addition to many helpful tips and examples, this book will make you understand many of the terms you often find unexplained by lenders, merely interested in your welfare but mostly in your money:
• What is an interest rate and its effect on your monthly repayment?
• What are the pros and cons of loans with varying periods?
• When, how, and why would you re-finance a loan?
Understanding the principles behind loans will give you the ability to negotiate and choose the most appropriate one for you. After reading and understanding the terminology described in this book you will be able to pay less and get more!
Good luck with your financial future, I wish you make all your dreams come true.
Amit Eshet
Amit Eshet, B.Sc. in Economics and Management. Graduated in 1989.Amit is Financial planner and has many years of experience in management and financial consulting. He developed several methodologies and techniques for dealing with money that he now passes along to numerous clients.Member of Financial Planners Organization and volunteer with Small Business Consulting Organization.
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Loans 101 - Amit Eshet
Loans 101
How to Get a Loan
Pay Less, Get More
Amit Eshet
Copyright © 2013 Amit Eshet
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
Table of Contents
Introduction
Chapter One: What are Loans?
Chapter Two: Loan Principles
Chapter Three: Refinancing
Chapter Four: Student Loans
Chapter Five: Mortgage Loans
Chapter Six: Car Loans
Chapter Seven: Short-term Loans
Chapter Eight: Small Business Loans
Summary
Introduction:
How can I get money? Do you want to understand the secrets behind the loans world?
Hello, and welcome! I want to use this space to personally thank you for deciding to pick up this e-book. For anyone who want to apply for a loan, this book is especially for you!
There are many loans kinds as: Car loans, educational loans, pay day loans and many more. The question is do you know how to check wether the loan conditions good for you or not.
I know many people who broke up because the loans they took demand higher monthly repayment much higher than they could afford.
Their interest rate was high, loan period was too short and many reasons you have to understand the rules before entering to this tough world.
Loans can be intimidating—borrowing money that you do not have, with the pressure to pay it back later? Yikes! However, if you are well informed and make smart decisions, getting a loan can be one of the most beneficial financial tools that you could have at your disposal.
In this book, I will be covering how to go about getting a loan, and how to be a responsible borrower. Moreover, I’ll discuss how loans work, and what the process of paying back a loan entails once you are approved for your loan.
There are quite a few different types of loans—do you know the differences? Well, you will soon! Here, you will learn how different types of loans should be handled, what their differences are.
More than that, Re finance powerful tool you will know When, Why and How to use it.
If you’re hesitant about applying for a loan, don’t sweat. Sit back, relax, and read through this book, and when you’re finished you will have a stronger grip on the world of loans than you’ve ever had before!
You have in the book many numerical examples, which help you to