My guest today is a full time chemical engineer turned real estate investor. Jhanel Wilson is also the Founder and CEO of The Savvy REI, and today she’s going to share her 18 years of hard lessons and personal strategies in building an 8-figure portfolio using government programs and credit cards. Today, Jhanel takes us through investing in her first property, and how she realized that the profit she could make from the guaranteed Section 8 income was a real game-changer. Jhanel walks us through the pro’s and con’s of working with Section 8 and Veterans Affairs Supportive Housing (VASH). We’re also going to discuss what it means to be a defensive investor and how to make your portfolio recession and pandemic-proof. You’ll also learn how Jhanel uses creative financing techniques with zero-interest credit cards, hard money, and niche appraisals. Jhanel shares some painful and profitable stories of five triplexes she bought at auction, as well as the upside profit she anticipates when she does a cash-out refinance. I know you’re going to enjoy this conversation with Jhanel. You can find out more about her through Instagram @jhanelwilson. Today’s episode is brought to you by Green Property Management, now offering a $250 per unit project allowance to new clients in West Michigan. Text "Green250" to 21000, or visit them at https://www.livegreenlocal.com/. And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. Visit https://www.rcbassociatesllc.com/ to learn more.