If you are an American adult, there is a good chance that criminals now have the ability to match your name and social security number, greatly increasing your risk of becoming a victim of identity fraud. In this episode, hear highlights from Congressional hearings about the Equifax breach that exposed the personal information of 145.5 million Americans as we explore the key role that credit reporting companies play in our society. Please Support Congressional Dish Click here to contribute using credit card, debit card, PayPal, or Bitcoin Click here to support Congressional Dish for each episode via Patreon Mail Contributions to: 5753 Hwy 85 North #4576 Crestview, FL 32536 Thank you for supporting truly independent media! Bills H.J.Res.111: Providing for congresional disapproval under chapter 8 of title 5, United States Code, of the rule... H.R. 624: Social Security Number Fraud Prevention Act of 2017 H.R. 2622 (108th): Fair and Accurate Credit Transactions Act of 2003 Additional Reading Blog Post: The USS senate is preventing companies like Equifax being held accountable for major screw-ups by Tim Fernholz, Quartz Media, October 24, 2017. Article: The IRS gave Equifax a $7.25 million contract, and a congressman thought it was a joke from The Onion by Aaron Mark, Slate, October 4, 2017. Article: Equifax suffered a hack almost five months earlier than the date it disclosed by Michael Ray, Anita Sharpe, & Jordan Robertson, Bloomberg Technology, September 19, 2017. Article: The Equifax data breach: What to do by Seena Gressin, Federal Trade Commission, September 8, 2017. Article: Wells Fargo uncovers up to 1.4 million more fake accounts by Matt Egan, CNN Money, August 31, 2017. Article: Wells Fargo forced unwanted auto insurance on borrowers by Gretchen Morenson, The New York Times, July 27, 2017. Blog Post: U.S. cities with the best & worst credit scores by Mike Brown, Lend EDU, April 12, 2017. Article: Two major credit reporting agencies have been lying to consumers by Gillian B. White, The Atlantic, January 4, 2017. Report: CFPB orders TransUnion and Equifax to pay for deceiving consumers in marketing credit cores and credit products, CFPB, January 3, 2017. Article: Class-action suits target Experian over T-Mobile breach by Andrew Blake, The Washington Times, November 11, 2015. Article: The long, twisted history of your credit score by Sean Trainor, Time, July 22, 2015. Publication: Data point: Credit invisibles by Kenneth P. Brevoort, Philipp Grimm, & Michelle Kambara, CPFB, May 2015. Blog Post: 4 things to do when your credit score reaches 'good' or 'excellent' by Simple.Thrifty.Living, Huffpost, April 14, 2015 Article: What's the difference between a fraud alert, credit freeze, & credit lock? by STAFF, Lexington Law, January 26, 2015. Article: Revealed: One in four of the UK's top companies pay no tax while we give them millions in credits by Alex Hawkes and Simon Watkins, The Mail, March 2, 2013. Article: The high cost of a 'free credit report' by Stephanie Clifford, The New York Times, August 4, 2008. Article: Credit scores - what you should know about your own by Malgorzata Wozniacka & Snigdha Sen, Frontline, November 23, 2004. Publication: An overview and history of credit reporting by Mark Furletti, Discussion Paper, June 2002. Article: Witness says credit bureaus invade privacy and asks curb by Roy Reed, New York Times, March 13, 1968. References Bill Actions Tracking: H.J.Res.111 Credit Report Website: https://www.annualcreditreport.com/index.action Experian: ChoiceScore Info FTC Consumer Response Center: A summary of your rights under the Fair Credit Reporting Act Identity Theft Website: https://identitytheft.gov/ Open Secrets: Experian Client Profile Summary Open Secrets: Trans Union Corp Client Profile Summary Senate Vote Summary: H.J.Res.111 Sound Clip Sources Senate Session: US senate approves disaster relief bill; Senate; October 24, 2017. 3:57:20 Sen. Sherrod Brown (OH): Studies show that Wall Str