The Fifteen Pillars of Financial Independence

By Mislaine Jean

These fifteen basic financial elements should be your road map to your destination for success.

Personal finance has nothing to do with where you come from. It has nothing to do with how much you make. It's all about what you do with the money you make. It's all about your behaviors, discipline, hard work, and your mindset. Start investing over time for your future. When you believe you're unstoppable, no one can stop you from reaching your goals. Only you can stop you from reaching your destination. Being a risk-taker is only for the bold and courageous; it requires persistence, cunning, and core work ethic.

Changing your habits will change your life.

Don't be a want spender. Want spenders incur debt in order to finance their standard of living. Want spenders create their own poverty.

Master your money.

Master how to control your debt, build credit, invest, and set yourself up to build wealth.

Take great care of yourself and your money now, and later on, your money will take good care of you.

• Language: English
• Publisher: Christian Faith Publishing, Inc.
• Release date: Jan 12, 2022
• ISBN: 9781638447528

Book preview

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The Fifteen Pillars of Financial Independence

Mislaine Jean

ISBN 978-1-63844-751-1 (paperback)

ISBN 978-1-63844-752-8 (digital)

Copyright © 2021 by Mislaine Jean

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods without the prior written permission of the publisher. For permission requests, solicit the publisher via the address below.

Christian Faith Publishing, Inc.

832 Park Avenue

Meadville, PA 16335

www.christianfaithpublishing.com

Printed in the United States of America

Table of Contents

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

Chapter 11

Chapter 12

Chapter 13

Chapter 14

Chapter 15

Prologue

Most people feel stressed about money on a regular basis. Financial wellness should be an important part of our daily lives. It’s a state of being where you have control over day-to-day, month-to-month finances and have the capacity to absorb a financial shock. Be on track to meet your financial goals and have the financial freedom to make the choices that allow you to enjoy life on your own terms. Financial well-being applies to any time and to any circumstances no matter how secure you feel about your financial future. The sooner you are prepared, the better, but starting any time is better than not starting at all. Just like kitchen garbage, financial waste can pile up, leaving you with little room for your future.

Whether you live month to month or enjoy living the luxury lifestyle, you can make some simple adjustments to change your path. No matter how much money you make, limiting financial waste will always leave you better off.

Again, your finances and what may be important to you will vary. Everybody’s financial situation and circumstances are different, but the basics to achieving financial security start with just the basics of financial knowledge that essentially everyone will have some focus on at some point. Financial wellness doesn’t happen overnight. You need to take constant, intentional steps toward financial goals to slowly work your way toward a total picture of wellness. Everyone’s financial situation is different, and only you know which tips will work best and will help you reach your financial goals for your specific case. Whether you’re living paycheck to paycheck or swimming in cash, you can make some simple adjustments to skyrocket you future self. Are you ready to get started on the path toward a better financial future? This book expresses real thoughts, experiences, and feelings of what I was going through as a teenage single mom emotionally, spiritually, financially, and physically.

This book is a woman’s guide to gain control and earning more. I believe every woman should want to be more financially literate. Every woman needs to know what it feels like to have an economic impact. That’s how we make change, and that’s how we serve our children and our communities. Every woman should have the freedom to do what we want to do when we want to do it, to have more time to spend with our loved ones, and to help solve a lot of our own community problems. The opposite is true. When we’re broke, when we don’t have money, we can be stuck at a job we don’t like and don’t want to be in. We’re being sexually harassed because we need that paycheck. Or be with a man who abuse us because we need the financial support and can’t take care of our own needs. If we as women are truly passionate about and inspired to improve our lives, we need to start by managing