Money Vision: A Guide For Ordinary Folks

By Debra Powell

Do you think managing money is too complex for you? Do you believe you don't have enough money to need managing? Wrong! I started with nothing (less than nothing) and 15 years later live a life that I choose. No inheritance, no pension, no special education or skills. "See where you're money goes. Watch your savings grow. Envision a secure future".

• Language: English
• Publisher: Publishdrive
• Release date: Jan 27, 2019

Book preview

Vision

Table of Contents

FOREWORD

MONEY VISION

My Story

Mental and Emotional Preparation

THE STEPS TO MONEY VISION

Step One – A Few Critical Words

Critical Word 1: Net Worth Statement: What You Got?

Critical Word 2: Spending Plan: Otherwise Known as a Budget

Critical Word 3: Spend-Tracking (Variable Expenses): Work Sheet

Critical Word 4: Credit Reports: What Banks Know About You

Critical Word 5: Debt: Enslavement

Critical Word 6: Action: Create the Action Plan

Step Two – Practicing Using the Critical Words

Step Three – Take Action

Create Your Action Plan

Tools for Action Steps

Step Four – Progress Reports

But I can’t live within my budget!

Step Five – Generate Addition Income Streams

Self-Employment

Your Tool Box Inventory of Tools and Talents

Advanced Techniques

Stock Market Investing

Real Estate Investing

Book and Magazine List

Must Haves for Your Library

Inspirational

Financial Management

Tax Management

Stocks

Real Estate Investing

Retirement

Investing Magazines and Newspapers

Employment, Self-Employment and Generating Other Income

Power of The Internet

Calculators

Shopping and Coupons

Job and Income Generating Sites

Other Ideas

Worksheets

Foreword

This guide is for ordinary people who are tired of the endless books, magazines and newspaper articles written for those who already have good jobs, pension plans, savings, houses and investments.

It is intended to walk you through the process of starting with very little, or, if you are like I was before this journey. I had managed to single handedly create financial chaos for myself and felt that money management was too complicated for me.

Literally just before losing everything, I decided to take control of my financial life and future security. I became committed to learning everything I could about financial management and hopefully end up with at least a modest permanent income for my golden years.

There are many publications on the shelves outlining the steps to financial success and becoming wealthy (in 90 days). This guide is not going to make you wealthy in 90 days though it may help you attain successful independence and possibly wealth over a period of time.

There also many publications on the shelves today containing advice on how to get your finances in order. I have read hundreds of them and although there are many great books out there, I found the vast majority do not include a plan or guide to follow. Mostly they contain pages upon pages of detail and information that caused my eyes to glaze over. I would feel overwhelmed and would not follow any of the advice as the material was too involved or complex to follow. A handful of these books actually offered at least a couple of good tips and suggestions. My goal these days when I read another book on financial management is to walk away with one good idea.

In the appendix I have