The Way to Financial Independence

By Pearl Iseabell Roberts

The way to financial independence is like building a house. You cant build unless you have a solid foundation. You need to have the desire, the determination, and the goals to become self-sufficient. Be confident in yourself and be motivated.
Lets name some of the building materials that you will need: education, as much as you can get, and the learning process never stops. As I converse with people, I find myself saying, I didnt know that!
While learning how to manage your money, also pay off your debts. Have a budget and saving plan. Be disciplined in spending. Dont be wasteful. Take time to get the best for your buck.
Learn how to invest. Know what you are investing in and how it will make you money. Do not do risky investment, and do not gamble and be responsible.
Learn everything that you can about finance and save, save, save.

• Language: English
• Publisher: Xlibris US
• Release date: Sep 28, 2012
• ISBN: 9781479724437

Pearl Iseabell Roberts

Pearl Iseabell Poole Roberts is a born again Christian. I am a widow. I was married for thirty-eight and a half years. I am the mother of three children. My oldest son Walter Leon Roberts is deceased. My second son is Brian Keith Roberts. I have a daughter, Paula Lynette Brown, a son-in-law, Otis Tito Brown and two grandsons, Otis Tyree Brown and Omarie Thomas Brown. I am a retired licensed practical nurse. I worked as a nurse for forty-five years. I worked for one of the largest hospital in Philadelphia, PA and for several nursing agencies. When you retire, you should retire from something to something. So your life will be full. The things that I didn’t have time to do when I was working, now I can do them. I like spending time with family and friends. I am active in my church and other ministries outside of my church. I like to read, watch movies, travel, and play games. I enjoy listening to gospel music and bowling, just to name a few.

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Copyright © 2012 by Pearl Iseabell Roberts.

ISBN:          Softcover                                 978-1-4797-2442-0

                   Ebook                                      978-1-4797-2443-7

All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the copyright owner.

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CONTENTS

Introduction

Dedication

Education

Have A Purpose And Vision

Employment

Building Good Credit

Setting Your Financial Goals

Your Plans Or Strategies

Create A Saving Plan And Budget

Empower Yourself

Debt Trap

Buying A House And A Car

The Necessities Of Life

Ways To Save

Budget To Save, Save To Invest, Invest For Income

Learn How To Invest

Help Yourself

About The Author

INTRODUCTION

I like to help people by nature. My life’s work was helping sick people and taking care of my family. Like every parent, I wanted my children to have a college education. My husband and I were living with his parents and had one child. We had a used car. I had a vision for us to buy a single house in the suburb, to have two cars in the drive way, and to have more children and educate them. I had the vision and this is the start to financial independence. I not only have the desire to help my family, including myself, but also to help others in need.

When it comes to money, I like to give some, save some, and spend some. You