Why I Have No Savings & How to Start Saving Up
By Kyle C.
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About this ebook
Ever wonder why you have little savings despite having a job with a decent salary? Where did all the money go? Or sometimes you find that it is very difficult to save up some emergency funds. What can be done to solve this problem? In this book, I have compiled the methods and some strategies that did work for me. You might find some useful tips in better manage your income to start saving up the cash and accumulate the assets to achieve your ultimate financial freedom
Kyle C.
Kyle C. is an entrepreneur, investor, and middle-class worker who has worked with various companies across different regions around the world. Equipped with his knowledge, he began his life as an amateur writer to produce some writings based on his personal experiences so that he could share his stories with a wider audience as compared to a selected few among his circle of friends.
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Why I Have No Savings & How to Start Saving Up - Kyle C.
Introduction
We all live in a world where money is vital for our survival. It is used to purchase our daily needs like food, water, medicines and many more. With the ever growing reliance on the internet and those IoT devices, we are slapped with more bills than ever. Apart from the traditional utility bills, now we have to pay for subscription fees monthly or annually, ahem Netflix. We might think that we have a good job, but when we check our account balance, we will be sorely disappointed. Many times we would ask ourselves, Where did my money go?
In reality, many of us have very little or no savings at all.
In a research conducted, more than half of the population in America has very little savings. A high percentage of them are unable to pay their monthly bills from their pay checks. Many relied on government assistance and handouts to survive. The same situation is happening in other countries as well. Many have also reported that the increase in prices of daily goods due to inflation further reduces their savings and makes it very difficult to have any cash left that can be put into the emergency funds.
Why is this so? And how do we solve it?
One of the immediate answers to this question is that the majority of them are not well versed in managing their personal finances due to the lack of knowledge or their spending habits. A lot out there have no financial goals in mind. Even if they have it, it might be unrealistic, e.g. I want to save up a million bucks by the end of the week. Unless you are confident that you will strike that jackpot or lottery in a week's time, to save up such money within that short time frame is impossible.
In this book, we will be exploring some of the key reasons and possible solutions that you can try out in your life if you are in a similar situation. There are few good ideas that were applied in real life which had helped to solve some financial problems faced by my family members and