Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    The Four Basic Steps to Budgeting: A Step-by-Step Guide
    The Four Basic Steps to Budgeting: A Step-by-Step Guide
    The Four Basic Steps to Budgeting: A Step-by-Step Guide
    Ebook15 pages8 minutes

    The Four Basic Steps to Budgeting: A Step-by-Step Guide

    By Jessi Fearon

    ()

    Read preview

    About this ebook

    Simplify the process of setting up a budget in four easy-to-follow steps. This eBook is short, sweet, simple, and straight-to-the-point. You will learn the fundamentals of setting up a budget from scratch and a few pointers on how to stay on track with your budget. Use this eBook as a reference to refer to when revising or setting up your budget.

    LanguageEnglish
    PublisherJessi Fearon
    Release dateJun 5, 2014
    ISBN9781311183057
    The Four Basic Steps to Budgeting: A Step-by-Step Guide
    Author

    Jessi Fearon

    Author, entrepreneur, freelancer, writer, brand ambassador, accountant, blogger. Those would be my professional titles but the truth is, I am just a sleep-deprived mom to two boys under two working in between naptime and play dates. I love sharing my real life on budget through my blog, The Budget Mama in hopes of inspiring others who are walking down the road to financial freedom. Frugal living and learning to live within your means is not an easy road to navigate and I do not believe that you should travel it alone. My mission is to help others become a better money manager and to realize their full financial potential. During college, I realized that there were no courses offered or required for personal finance. I may have an accounting degree but all that really means is that I am qualified to balance your company's books. I had to learn the hard way in order to gain my lesson in Personal Finance 101.

    Related to The Four Basic Steps to Budgeting

    Related ebooks

    Personal Finance For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      The Power of Living Within Your Means

      Mar 8, 2018

      Creating a budget is crucial at any age, but it's especially important--and daunting--for us millennials. When rent, health care, cell phone bills and other costs previously borne by Mom and Dad gobble up our paychecks, figuring out how to handle the

      2 min read

    • Article

      What’s Your Money Personality?

      Mar 20, 2020

      What’s Your Money Personality?
      2 min read

    • Article

      My 10 Best Financial Literacy Apps for Kids

      Aug 2, 2018

      It's never too early to start teaching kids about money. It will enable them to make smart decisions as they become young adults. Apps for smartphones and tablets on how to handle money can make the learning process more enjoyable. Financial literacy

      4 min read

    • Article

      Should You Do Your Own Taxes or Hire a Professional?

      Jan 30, 2020

      For some people, tax season poses little worry, and the process occurs painlessly. Simply populate the requisite fields on your 1040 with info from your W-2, claim the standard deduction, sign on the dotted line and e-file. After that, the check is

      4 min read

    • Article

      20 IRS Audit Red Flags

      Nov 14, 2019

      20 IRS Audit Red Flags
      11 min read

    • Article

      2021 Estate Planning Checkup: Is Your Estate Plan Up to Date?

      Jul 28, 2021

      Even though it’s critical for your assets, family and legacy, estate planning tends to fall to the bottom of people’s to-do lists. What new parent wants to draft a will while finalizing a nursery paint color? Who wants to talk extensively about life

      3 min read

    • Article

      Don't Be Afraid to Do Your Own Taxes

      Mar 7, 2019

      Last year my mother told me it was time to start doing my own taxes. I panicked at this thrust into adulthood. But, with a beer in hand, I persevered and learned two things: Freelancing and moving across the country make filing your taxes more compli

      3 min read

    • Article

      Faster Financing for Small Businesses

      Dec 12, 2018

      FOR SMALL BUSINESSES, it can be hard to secure a traditional loan unless you check a whole lot of boxes. But without working capital, how can you grow? Lendr was founded in 2011 to address this familiar challenge. It helps businesses obtain business

      2 min read

    • Article

      Estate Planning for ‘Black Sheep’ Beneficiaries

      Dec 8, 2020

      Every family faces a unique set of circumstances when it comes to wealth, financial planning and thinking about the future. But no matter the situation – whether you have many children or none, whether they’re still in school or grown with a family o

      3 min read

    • Article

      Feeling Financially Disorganized? Take Back Control, Starting with Your Cash Flow

      Aug 5, 2019

      When I begin to work with financial planning clients, one of the first things I do is take a look at their cash flow. Cash flow is made up of money coming into your accounts (in other words, your income) each month and money going out (which is made

      5 min read

    • Article

      Financial FORECAST

      Dec 30, 2020

      Financial FORECAST
      2 min read

    • Article

      7 Money Questions To Ask Yourself

      Jan 15, 2021

      MANY of us fall into spending habits without much questioning – gym memberships that are never used, unnecessary cellphone contracts, endless rounds of takeaway coffee and clothes that we don’t really need but we bought because they were on a January

      3 min read

    • Article

      How to Budget

      May 31, 2019

      One of the toughest tasks of personal financial planning is the dirty "B" word: budgeting. Everyone needs a budget. The problem is how best to create and live within a budget without negatively impacting your day-to-day life. While this topic tends

      3 min read

    • Article

      The Impact of Lifestyle Creep on Your Wealth

      May 10, 2018

      If you're like most people, the more you earn the more you spend. That's phenomenon is known as lifestyle creep, or lifestyle inflation, and it's one of the biggest factors that stop most people from growing wealth. When you can't create a buffer be

      4 min read

    • Article

      7 Reasons Why Your Budget Doesn’t Balance

      Mar 19, 2021

      BUDGETING helps you learn to live within your means and stay on top of your finances. But sometimes your budget just won’t balance. This week we discuss some of the most common reasons why budgeting fails, and how to get yours back on track. If you

      3 min read

    • Article

      Find Out in 5 Minutes If You Have Enough to Retire

      Aug 24, 2022

      My 4-year-old daughter loves working around the house to earn money. Perhaps we’re a bit early with these lessons. Nevertheless, when she earns money, it goes into an envelope with the words “baby doll” on it. One thing that kids understand that adul

      2 min read

    • Article

      Considering Early Retirement? 5 Things to Know

      May 14, 2020

      Recently I received an email titled “early retirement” from a client who has been working for the same Fortune 500 company for over 40 years. He was planning to retire soon but had not put in his notice. Their offer: 14 months of pay plus health bene

      5 min read

    • Article

      How To Crunch Your Budget

      Mar 7, 2021

      Yes, there’s a great deal of uncertainty that has arisen since COVID-19. But don’t be fooled into thinking you have zero control over your money. We’re grappling with a global pandemic, unemployment, and uncertainty about when and if things will retu

      3 min read

    • Article

      4 Steps to Build a Resilient Financial Life

      Apr 30, 2022

      Life can throw you curveballs, bringing unexpected events and expenses. That’s why building financial resilience in your life can be so powerful — and it starts with learning to have a basic sense of how your finances work and what you can do to make

      4 min read

    • Article

      Money Matters

      Mar 21, 2024

      Money Matters
      5 min read

    • Article

      Zero Surplus

      May 31, 2023

      Zero Surplus
      2 min read

    • Article

      How To Weather The Economic Storm Of 2023

      Feb 22, 2023

      AS WE kick off 2023 and judging from every critic, editorial, WhatsApp messages and videos it is hard to recall a time when there were as many economic and political crosscurrents as there are now in our country. The continuous and ongoing energy cri

      3 min read

    • Article

      How To Break Out Of The Lifestyle Inflation Trap

      Mar 22, 2024

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. HOORAY! You’ve just found out you’re getting a salary increase and before the money even hits your accou

      3 min read

    • Article

      3 Steps To Make Your Dreams Come True In 2024

      Dec 9, 2023

      HOW DOES A new financial you in 2024 sound? Good? In three easy steps, we show you how to start the new year with a fresh financial outlook that will help you achieve your financial goals. Step 1: Set your goals Your goals will be things you want for

      4 min read

    • Article

      3 Steps To Make Your Dreams Come True In 2024

      Dec 9, 2023

      HOW DOES A new financial you in 2024 sound? Good? In three easy steps, we show you how to start the new year with a fresh financial outlook that will help you achieve your financial goals. Step 1: Set your goals Your goals will be things you want for

      4 min read

    Related categories

    Reviews for The Four Basic Steps to Budgeting

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      The Four Basic Steps to Budgeting - Jessi Fearon

      Introduction

      In 2013, I wrote a blog series titled, Budgeting Basis 101: A Step-by-Step Guide to Setting Up a Budget. The response to that series was overwhelming and inspiring. In an effort to help others reach their full financial potential, I decided to turn that series into an eBook. My hope is that you will benefit from having this eBook as a reference to building a budget.

      Your budget will only work if you make it work. There is no magic formula or super-power spreadsheet that will make your budget work for you. If you want to succeed at budgeting, you have to be proactive

      Enjoying the preview?
      Page 1 of 1