Up Close and Personal Finance: A Simple System for Achieving Your Financial Goals

By Priyanka Mashelkar

It happens to all of us: We come to the realization that we need to think carefully about our finances, and we can’t just push our money to the back of our minds. The personal finance industry knows this reality and aims to deploy help — but often, the advice they offer is complicated or risky, if not completely questionable. But personal finance doesn’t need to be complicated. You don’t need to worry about picking the right stocks, understanding crypto, or creating a successful startup.
Priyanka Mashelkar, a personal finance expert, understands this — and in Up Close and Personal Finance, an audio course from Scribd Coach, she offers a bit of clarity. In the course, Priyanka helps listeners create a personalized, self-sustaining, and simple system for their finances that will enable you to achieve your long-term goals while your finances work on autopilot behind the scenes. Mashelkar explains the best practices for budgeting, setting up an emergency fund, building credit, paying off debt, planning for retirement, estate planning, and much more, in service of developing a personal finance system that will carry you through the rest of your life. She also shares exercises so you can begin putting what you’ve learned into practice immediately.
If you’re looking to sort out your finances or just level up your money mindfulness, you’ve come to the right place. Up Close and Personal Finance is original, evidence-based, accessible personal finance advice for all.

• Language: English
• Publisher: Scribd Coach
• Release date: Nov 23, 2021
• ISBN: 9781094428093

Book preview

Up Close and Personal Finance

Up Close and Personal Finance

A Simple System for Achieving Your Financial Goals

Priyanka Mashelkar

SCRIBD COACH

Copyright © 2021 by Priyanka Mashelkar

All rights reserved

ISBN: 9781094428093

First e-book edition: November 2021

Scribd, Inc.

San Francisco, California

Scribd.com

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About Scribd Coach

This ebook is brought to you by Scribd Coach, a new imprint from Scribd dedicated to short-form, inclusive, and insightful personal and professional growth courses written by recognized experts.

Each Scribd Coach course is available in audiobook format or as an ebook transcribed from the audio course — like the book you’re about to read. If you’re interested in the audio edition of this course, or if you’d like to read more personal growth content from Scribd Coach, check out the Scribd Coach imprint page. 

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Introduction

Hello everyone! My name is Priyanka Mashelkar, and this is Up Close and Personal Finance: A Simple System for Achieving Your Financial Goals a course from Scribd. Thank you for joining me. Let’s get started.

At some point in all of our lives, it finally occurs to us that we need to think carefully about our finances — that it’s not enough to just deal with our money without thinking about it. This is where the personal finance industry comes into play.

But too often, much of the advice offered by the industry is complicated, risky, and questionable. Personal finance doesn’t need to be complicated — it’s not about picking the right stocks, mastering cryptocurrency, or creating a startup that launches you into wealth. It should be something you can implement quickly with little interference or research.

In this course, I am going to help you create a self-sustaining, simple system for your finances that will enable you to achieve the life you want while your finances work, almost on autopilot, behind the scenes.

This system involves making sure you’re budgeting and paying yourself first; setting up an emergency fund; building and maintaining a credit score; paying off debt; planning for retirement; estate planning; setting financial goals; increasing income without increasing effort; and taking care of general housekeeping with your finances.

Setting up this system will take some time and effort — but once you’ve done the work of establishing it, it’s set-it-and-forget-it. In other words -- once you build it, it’ll pretty much run itself and live in your regular habits.

I firmly believe that the key component of personal finance is the personal part. For one thing, our finances affect our relationships with our friends, families, and spouses. So, it’s important to maintain the right perspective on money; it’s a tool to achieve happiness. So, along the process of changing your mindset, keep in mind that sacrificing your relationships to get there defeats the purpose.

I also really emphasize the personal component because, although this system

Reviews for Up Close and Personal Finance

[Sumeet Singh · Rating: 5 out of 5 stars]

Very well written and easy to understand for someone who is starting to learn about personal finance!