To Budget or Not to Budget? The Argument for Why Not Having One Might Be Best

If I told you that you needed to budget in order to be successful, would you agree?

Now, imagine I said the opposite: that having a budget didn't matter at all, and it wouldn't be the thing that would make or break your ability to reach your financial goals.

What if I told you that both statements could be true?

That's exactly what Wall Street Journal personal finance reporter Julia Carpenter argues in this episode of the Your Money Briefing podcast. Carpenter explains that creating a budget and not having a budget at all can both be equally effective ways to manage your money.

The podcast goes into detail to explain how both ideas about budgeting can be true at the same