Save Million of Dollars: Simply an Employee's Dream or Reality

By Maple Regina

In this book, you will learn concepts, methods and strategies that Maple adopted to accumulate million of dollars. You will be bombarded with two stunning thought provoking statements: Million dollars have exchanged hands in our lifetimes and Million dollars men walking around in our midst. Success starts with good habits and self-discipline. You will be encouraged to record your income and expenditure account so that you will be more aware of your spending and saving patterns, conduct your financial health check, and embark into your money management journey. Save, accumulate and grow your money in financial institutions that fetch you a higher rate of returns based on your investment risk profile and appetite. The simple truth is, at the end of the day, every single dollar saves will add up to a larger sum of money. What matter most is not so much as to how much one earns but more so as to how much one saves, keeps and grows ones money based on ones investment risk profile.

• Language: English
• Publisher: Partridge Publishing Singapore
• Release date: Jun 16, 2014
• ISBN: 9781482823554

Book preview

Copyright © 2014 by Maple Regina.

ISBN:      Hardcover      978-1-4828-2354-7

                Softcover        978-1-4828-2353-0

                eBook             978-1-4828-2355-4

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The names and characters in this book are fictitious, and any resemblance to any actual persons, living or dead, is entirely coincidental.

This book is sold with the understanding that the author and publisher are not engaged in rendering investment advice or recommendations. No responsibility can be accepted for any lose or inconvenience caused by any error or omission. The author and publisher have no liability for any loss or expense whatsoever incurred from the use or application of the content of this book.

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CONTENTS

Acknowledgements

Preface

Chapter 1 Two Thought Provoking Statements

Chapter 2 Savings Journey

Chapter 3 Manage Increase In Incomes

Chapter 4 Manage Money & Savings

Chapter 5 Enjoyable Lifestyle

Chapter 6 Major Financial Decisions

Chapter 7 Create More Financial Balloons

Epilogue

ACKNOWLEDGEMENTS

First of all, I would like to thank Peter, my hubby, for his encouragement and support to make this book possible.

I would like to extend my thanks to all financial advisers, wealth planners and bankers who crossed my path and assisted in creating my first financial balloon and more financial balloons along the way.

I would also like to extend my thanks and gratitude to Richard and Veronica Tan of Success Resources for organizing the National Achievers Congress annually. From this platform I learnt financial wealth and wealth creation from countless world class influential, successful, powerful and motivational speakers.

PREFACE

In September 2010, Tina, one of my former senior colleagues in her late 50s posed me a very interesting question out of a blue:

Do you have million dollars in your bank accounts?

I was taken aback by her impromptu question. Do I appear to be liked a millionaire?

In that instance, I remembered meeting Henry, a senior representative in an established insurance company, about a year ago who uttered two bold stunning statements about million dollars have exchanged hands in our lifetimes and million dollars’ men walking in our midst.

In this book, you will learn concepts, methods and strategies I adopted to save million of dollars as a full-time employee.

CHAPTER 1

Two Thought Provoking Statements

One sunny Saturday in year 2009 after having lunch with Peter, my hubby, near a Convention Centre, we learnt that there was a wealth management exhibition. Peter suggested since we had just taken our lunch we might as well visit the exhibition and see whether we could enrich ourselves in any way.

As we walked into middle of the hall we were greeted by Henry, a well-built gentleman in his late 40s. He gave us a great friendly smile and warm handshakes. It felt very professional. We exchanged greetings and soon he started to introduce himself as a senior representative in an established insurance company. I was attracted by his manly pose and charisma. More so when he uttered two very bold and strong statements which still lingered in my mind. The two thought provoking statements were:

Somehow, I immediately reacted in disbelief, stunned looking mannered and doubted Henry’s statements.

Honestly,