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  • Money Magazine

    Q&A

    Apr 28, 2022 5 minutes

    Veronica is worried about what will happen to her disabled son when she’s gone

    Set out in your estate plan how to provide that vital support

    Q I just read your excellent answer to the reader aged 70 who is happy to forgo a government pension after inheriting a considerable sum of money.

    I am 74 and have three sons. The youngest is almost 40 and on a disability pension (mental illness). After years of struggle he has finally found a job he loves. He is in his sixth year on casual contracts in a lovely Catholic primary school as a teaching and learning assistant (what was known as a teacher’s aide) for children with special needs. He gets a part disability pension.

    He has an arts degree and two diplomas in library studies and teaching. I am so very proud of him. He is the loveliest young man. He manages independent living and work

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