21st Century Finance for Women: Empowering Women Through Cryptocurrency
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About this ebook
In the Bible, there is a story in the Book of Matthew about a man who leaves money to three of his servants before he travels out of town on a long journey. He gave bags of silver to each one and each one had to make a financial decision. The first servant invested his five bags of silver and earned five more. The second servant also invested his two bags and earned two more. The third servant was afraid of losing money, so he buried his bag of silver in the ground and did not earn any more. The master returned and praised his servants that invested the silver and doubled the money, but he disparaged the servant who hid the money and earned no interest.
Like the servants in the story, you also have a financial decision to make. Do you bury your money in a bank out of the fear of losing it? Or do you invest your earnings so that you can double your money? To obtain the financial reward, you have to be willing to take some level of financial risk.
In 2019, only 1 in 14 cryptocurrency wallets are held by women and according to Bloomberg only 15% of crypto traders are women. When the current monetary system was created, the opportunity for women to participate equally was nonexistent. The gender roles of the past are still influencing the modern financial system. According to a report by the Center for American Progress on the status of women in poverty, women are more likely to live below the poverty level than men across all racial and ethnic groups. Women also have a longer average life expectancy than men, which means women need additional funds to support themselves after retirement. Today, we can no longer use the excuse of being shut out the financial markets by men. Digital apps and online trading websites give access to the stock market to anyone with internet access. Cryptocurrency trading is the next step in bringing everyone the opportunity to invest and grow your finances. The dream of financial freedom is for everyone and the critical time to begin this journey is now.
In her May 2021 interview for the magazine The Balance, Elaine Asher, Director of Corporate Treasury at Anchorage Digital, provided power insight into the key function women will play in the future of finance. “Not only can building wealth through investments help women overcome the gender wage gap and support them through their longer life expectancy, but it may also help businesses and have a social impact. That’s because research has shown that the typical, socially responsible investor is a young, single female who is less wealthy, but better educated than their non-socially responsible counterparts.” She goes on to say that women are “going to fund nonprofits. We're going to help poverty. We're going to help each other,” Asher continued. “We're going to fund each other's businesses. We're going to seed more women entrepreneurs.”
Through the education provided in this book, not only do I hope you gain a better understanding of cryptocurrency, but my desire is that you take action to utilize cryptocurrency as a vehicle to empower yourself and change your financial future! The same power system that kept women out of the voting booth and company boardrooms would be happy to see you blocked from then newest avenue for financial freedom. Current statistics still report that women only earn 78 cents women earn per dollar compared to men who perform the same jobs. Cryptocurrency investing offers the opportunity to destroy that wage earning gap and lift every woman to a new level of financial success.
Michelle Lilly
Michelle Lilly, also known as “Digital Diva,” is an entrepreneur, cryptocurrency and technology investor, philanthropist, international speaker, business mentor, and a visionary with the power to inspire and create results. Michelle holds certifications in Blockchain and Ethereum Technology, as well as a MSc in Digital Currency.She is a true visionary and has navigated all aspects of business processes, from start-up to sales, raising capital, business and product development. Michelle is the CEO of Blockchain Technologies, where they have built a Blockchain-based Lottery Platform to transform the Global Lottery industry, with the US Powerball being the 1st game they offer. The goal of the project is to enable anyone with a cell phone globally to own their own mobile Lottery Store.Michelle has also built and educated cryptocurrency networks over 7000+. She has authored two ebooks on cryptocurrency; CryptoTalk; The Internet of Money and Women and Cryptocurrency. She is currently developing strategic alliances and partnerships across the globe in the cryptocurrency and blockchain industry. In 2021, she partnered with Dr. Xavier Odili to publish her first best-selling book, Cryptocurrency and the New Black Wall Street: A Beginner’s Guide to Crypto Investing, now available at all major online retailers.Her passion lies in empowering women and youth, to realize their full human potential, while creating financial freedom for themselves. Michelle, draws on her education, research and life experiences to guide and inspire people to tap the power of greatness within themselves, she leads by example. She believes in conscious, fearless and bold living! Michelle enjoys spending her time with family, traveling and reading. She has a wonderful sense of humor and great compassion. Her motto is “You are the Opportunity!”
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Book preview
21st Century Finance for Women - Michelle Lilly
21st Century Finance for Women
Empowering Women Through Cryptocurrency
Copyright © 2021 by Digital Diva, Inc.
All rights reserved. No part of this book may be reproduced, scanned,
or distributed in any printed or electronic form without permission.
First Edition: June 2021
Edited by Xavier Odili, MD
Published by The Book Patch, LLC – http://thebp.site/291063
Printed in the United States of America
ISBN: 978-1-63901-522-1
www.iamdigitaldiva.com
21st Century Finance for Women
Empowering Women Through Cryptocurrency
By
Michelle Lilly,
MSc in Digital Currency
Dedication
This book is dedicated to my Mom, Reltha (Bonnie) Lilly for being my rock and for always supporting me in my endeavors, and to my Dad, the late Charles Lilly, for passing onto me his spirit of entrepreneurship, and to my two children Imani and Knowledge Smith who are my motivation to create wealth and leave a legacy. I also dedicate this book to all the women who are striving for personal and financial freedom...I lend you my strength and courage to create your own opportunities!!
You are the Opportunity!
-Michelle Lilly
Your Digital Diva
Table of Contents
Introduction
The History of Bitcoin and Cryptocurrency
The Crypto Moment: Why the Time is Now!
5 Key Factors of Every Cryptocurrency
Planning and Investment Budget
Developing Your Investment Strategy
Crypto Investing Step by Step
Exit Strategy for Taking Profit
Conclusion
Glossary of Terms
Disclaimer – Although this book contains information explaining how to invest your money in cryptocurrency, we must inform you that we are not financial advisors, investment bankers, or fiduciaries. The information we provide is for your education, not specific financial planning for your particular situation. We advise you to research any potential investments before making any and every purchase. You invest your money at your own risk.
For more helpful financial information, please subscribe to our YouTube channels:
Digital Diva & SpeedDocs713
Introduction
In the Bible, there is a story in the Book of Matthew about a man who leaves money to three of his servants before he travels out of town on a long journey. He gave bags of silver to each one and each one had to make a financial decision. The first servant invested his five bags of silver and earned five more. The second servant also invested his two bags and earned two more. The third servant was afraid of losing money, so he buried his bag of silver in the ground and did not earn any more. The master returned and praised his servants that invested the silver and doubled the money, but he disparaged the servant who hid the money and earned no interest.
Like the servants in the story, you also have a financial decision to make. Do you bury your money in a bank out of the fear of losing it? Or do you invest your earnings so that you can double your money? To obtain the financial reward, you have to be willing to take some level of financial risk.
In 2019, only 1 in 14 cryptocurrency wallets were held by women and according to Bloomberg only 15% of crypto traders are women. When the current monetary system was created, the opportunity for women to participate equally was nonexistent. The gender roles of the past are still influencing the modern financial system. According to a report by the Center for American Progress on the status of women in poverty, women are more likely to live below the poverty level than men across all racial and ethnic groups. Women also have a longer average life expectancy than men, which means women need additional funds to support themselves after retirement. Today, we can no longer use the excuse of being shut out the financial markets by men. Digital apps and online trading websites give access to the stock market to anyone with internet access. Cryptocurrency trading is the next step in bringing everyone the opportunity to invest and grow your finances. The dream of financial freedom is for everyone and the critical time to begin