The Incredible Investment Book

By Chuck Salisbury

In 1974 Chuck Salisbury left his Real Estate Career in Springfield, Illinois and headed for a job with a Municipal
Bond firm in Beverly Hills located at 8665 Wilshire Blvd. The
small firm was called Stern-Brenner and Co. and little did he know that he had found a home where he could learn the Securities Business from the security and

• Language: English
• Publisher: LitFire Publishing
• Release date: Sep 4, 2019
• ISBN: 9781640454415

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The Incredible Investment Book

Copyright © 2019 by Chuck Salisbury

ISBN-13: 978-1-64045-441-5

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher or author, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law.

Although every precaution has been taken to verify the accuracy of the information contained herein, the author and publisher assume no responsibility for any errors or omissions. No liability is assumed for damages that may result from the use of information contained within.

Printed in the United States of America

LitFire LLC

1-800-511-9787

www.litfirepublishing.com

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The

Incredible

Investment

Book

Chuck Salisbury

Contents

Foreword

The Introduction

Chapter 1 America’s New Number 1 Investment

Chapter 2 An unusual opportunity for Investors

Chapter 3 Safest Real Estate Investment

Chapter 4 Investigating the Investments

Chapter 5 Basics Of Real Estate Investing

Chapter 6 Taking Charge Of Your Life

Chapter 7 Invest at Your Own Risk

Chapter 8 Property Managers Are VIPs

Chapter 9 Where Do You Buy?

Chapter 10 Mutual Funds Make Money

Chapter 11 My Case Against the 1031 Exchange

Chapter 12 401k vs. Single Family Home Which is Best for Retirement

Chapter 13 Three Ways to Lose Money in Real Estate

Chapter 14 Getting Moving

Chapter 15 Real Estate Performance History

Chapter 16 Get Out of Stocks Now!!!

Chapter 17 Reverse Mortgages

Chapter 17 My thoughts on the Gold and Silver scam

You Are What You Think

If you think you are beaten, you are,

If you think that you dare not, you don’t

If you’d like to win, but you think you can’t,

It’s almost certain you won’t.

If you think you’ll lose, you’ve lost,

For out in the world you’ll find

Success begins with a fellows will –

It’s all in the state of mind.

If you think you are outclassed, you are;

You’ve got to think high to rise;

You’ve got to be sure of yourself before

You can ever win the prize.

Life’s battles don’t always go

To the stronger or fastest man;

But soon or late the man who wins

Is the man who thinks he can.

Chuck Salisbury

Foreword

Every author has someone to thank and I am no exception. Just writing the book itself is a great relief for the soul and a generous benefit to the reader if the contents have any redeeming value. Whether a fiction or non fiction, biography or fantasy, behind every author is the inspiration that leads them to think that they actually have something of value to offer to the public. My inspiration is faith based and family based. For starters I am a Christian who has been tested through good times and devastating times. It’s easy to be faithful during good times but it’s difficult to be loyal to your faith when it seems that God is punishing you for some casual or serious misdeed. Having been blessed to the maximum and then not being grateful by being a poor steward is a test of one’s faith. When you loose it all, you appreciate God’s many blessings and makes you realize that it’s not yours after all. Few Christians have had that fact driven home so completely as I have. I can now separate between material things and lasting permanent blessings represented by family, friends and good health. A client of mine said it this way…

Your Health is Your Wealth. He realized that fact because he was very wealthy but had lost his health and couldn’t buy it back.

I want to say that my blessings are my family and the many friends that are a part of my life. My children have always been a priority and are God’s greatest blessing. My Mom (Eva Salisbury) was active at age 94 and provided love, support and lots of hugs since my birth. As a stay at home Mom she provided the example of determination and tough love along with tempered criticism when necessary. She saw to it that her children attended Sunday School every Sunday and eventually encouraged Dad to attend Church with her every week. Thanks for being such a blessing Mom. My sister inherited Mom’s determination which has encouraged her to also be a positive example for me and for her family. Thanks Carol (little Sis) for being such a special sister. My younger brother Les was a great golfer and runner at Morton High School in Morton, Ill. I used to love watching him run relays as he had great speed and form.

My son Christopher, age 21, is a blessing beyond compare. As a straight A student and an outstanding Football and Basketball player, I recognize that someday I will be remembered as Chris’ Dad. His dream of becoming an NFL Quarterback has been replaced by Academic Goals since he attends Columbia University on an Academic Scholarship and will be a junior this year and graduate in June 2019. He is always serious about his goals and very determined to achieve them. I look forward to the day when he graduates and decides his next step in life.. He brought people into my life to remind me of his other numerous blessings.

I must also honor Elena Salisbury who is Chris' mother and a best friend and supporter . You are special.

Friends are a positive influence and mine are numerous. My special friends are Stan Marshall whose friendship goes all the way back to Woodruff High School in Peoria, Ill. I used to work as a Branch Manager for Jack Hereth in the early 80’s and we remain strong Christian Brothers. Jack and his wife Dawn will always be a shining example of what can be achieved if you remain faithful to each other and live by Christian standards without exception. Their large family is amazing because they are communicators. My local and very special friend is Bennie Lagos whose Christian love and commitment to high standards of faith and forgiveness is a standard for others to follow. As a member and lay minister at Saddleback Church, he created the Pacific Islanders ministry and shares his love with hundreds of people every week. When I need a boast or a prayer Bennie is always there for me. For the hundreds of other friends, not mentioned here, I share the words of Dr. Robert Schuller who says God Loves You and So Do I.

This book is full of positive influence tempered by 40 years of investment experience. I know that the investment real estate investment advice, contained within the Chapters of this book, can be appreciated far more by those that have experienced some failure while investing in real estate. There are many Guru’s who sponsor seminars focusing on various ways to buy real estate. Most of these seminars attract people through the use of large newspaper ads, radio and T.V. spots. I have been to many of them and, through time, have noticed that the seminars are really created to sell books, tapes and other instructional courses costing hundreds if not thousands of dollars. Some focus on Foreclosures, Probate Sales, Flipping Property, etc. Very few people make any money following the advice of these seminar leaders. They are interesting and sometimes motivating but are usually only profitable for the sponsors. I therefore suggest that everyone remember this practical advice…Buyer Beware.

Selecting the Number One Investment in Amaerica was my original goal and I have finally achieved it. I heard about Life Settlement investments from on of my clients who heard about it and asked my opinion. It took me awhile to finally conclude that there is no better investment in America for the right reasons. High yield, short maturities and fully insured.

Finally, I want to thank you for buying this book and making a financial investment in your future. This book is only the beginning not the end. The journey towards financial independence can last a lifetime. Some of you will be inspired to register at my website www.Number1Investment.com and go on to attend one of my Free Seminars and request more information or an Illustration based upon a specific investment amount. So you will be learning all you can about every aspect of my investment program. Others will enjoy a short trip of enlightenment and inspiration with little follow-through. Your life, by choice, will not change and your future will be as it was before.

It’s the doers who will make a difference in their life and in the life of their children and grandchildren. They will retire with dignity and enough financial resources. The doers will travel, enjoy free time with family and friends, support their church and leave an estate to their family and favorite charities. I want your life to be blessed and I share my life experiences and positive conclusions so that you don’t have to spend 40 years learning how to invest correctly. This book is a passport to financial freedom. But having a passport without booking the trip is a terrible waste. Decide today to take the trip to financial security.

The Introduction

The number one investment in America is revealed in the first two Chapters of this book. The most successful investment in the United States is not stocks, bonds, mutual funds, commodities, annuities or any related products. As a broad category the best investment is Real Estate and this book outlines the best way to invest in income property. However, my discovery of Life Settlements as the number one investment in America is based upon over 40 years of experience. I compared this choice against my real estate choice and I didn’t hesitate because the evidence is so compelling. There isn’t a better investment in America today and you will learn why by reading this informative book.

The interest in real estate investment has never been higher and should still be a part of your long term plan for a comfortable retirement. More seminars, books, tapes and promotions on radio, T.V. and newspapers validates the public’s realization that real estate is the number one way to build wealth in America.. However, many books, tapes and seminars are a rehash of old ideas that create great copy and promise riches but most are out of touch with today’s market. People following these old useless ideas will not enjoy the positive experience and growth available by knowing what to do today and why.

Chuck Salisbury, the author, has been buying and building property for over 40 years and attended many of these seminars, bought the books and tapes and followed the advice of most of today’s real estate gurus. He was also a stockbroker (1974 – 1996) with major Wall Street firms for 22 years and as a successful broker purchased real estate primarily as a tax shelter. Despite the tax benefits, he didn’t approach real estate as a serious investment until he finally figured out his current formula. As a result, he is building an estate very quickly and enjoying a ROI far beyond anything he was able to offer to investors while he was a stock broker. His discovery of the Life Settlement investment as a very positive value to any retirement plan and has made growing your account is a safe and simple way. The hardest part of growing your account using a Life Settlement investment is making a decision to invest in it. Then you need to decide if you want to roll over any Maturities or take a distribution. This little difference is exactly what some very conservative investors are looking for. The balance you seek is now possible with a combination of both investments. My radio show and seminars attract hundreds of admirers who want a secure future and retirement with dignity. Chuck delivers what many others promise. The Incredible Investment Book will change the way people invest in a safe Retirement Account forever. Don’t invest in anything until you’ve read this book.

As for you and your life (or your country)….Are you growing or going?

Chapter 1

America’s New Number 1

Investment

The famous statement we all remember from the Investment Community is there is nothing more permanent than Death and Taxes. The reality is it is not a universally true statement. A majority of the world’s population do not pay taxes. But the record is clear on death. It is 100% terminal and everyone will face the same fate. So it was interesting to me to recognize that the number one investment choice in America is the purchase of Life Insurance Contracts by investors who make it possible for owners of those policies, and those insured, to have a ready market to exchange those mature policies for cash. Every policy was purchased in the past for the purpose of providing financial security for a family or business. And after years of making premium payments those purposes may no longer be valid. The insured may therefore desire to stop making payments but is tempered by the thought that the policy will lapse and be cancelled with no benefit to