Jenny's Pennies: Your Financial Success Begins Today

By Jen Jackson

A significantly large number of Americans are broke and living paycheck to paycheck. Many people feel overwhelmed and their eyes gloss over when they try to learn financial topics. The book Jenny's Pennies: Your Financial Success Begins Today breaks financial topics down into ways that are easy to understand. Most

• Language: English
• Publisher: Jen Jackson- Financial Coach
• Release date: May 4, 2018
• ISBN: 9781732720503

Jen Jackson

Jen Jackson has a long history of working in finance and accounting. She has worked in the medical field as a Financial Counselor and in the HVAC field as a Credit Manager. She saw that many people lacked knowledge in personal finance. In 2013, Jen started her own Financial Coaching business because she has a passion to help people win with money. In addition to writing her book Jenny's Pennies- Your Financial Success Begins today, Jen teaches people of all ages how to win with money to reach their financial goals and dreams.

Book preview

Jenny's Pennies: Your Finanical Success Begins Today

Copyright © 2018

ISBN 978-0-692-07777-1

ISBN 978-1-732-72050-3 (e-book)

Any websites or businesses mentioned in this book are for resource purposes only. Jen Jackson - Financial Coach does not vouch for these websites or companies for the life of this book.

This book was self-published by Jen Jackson - Financial Coach.

All rights reserved. No portion of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means - electronic, mechanical, photocopy, recording, scanning or other - except for brief quotations in critical reviews or articles, without the prior written permission of the publisher.

Images on the cover are lisenced through Adobe Stock.

http://www.jennys-pennies.com

Acknowledgments

You’ve probably heard of the the phrase, It takes a village to raise a child. Well, it also takes a village to help an author put together and complete their book, especially when the author is self-publishing. Special thanks goes out to the following people who helped make this book possible:

Kent Taylor and Aaron Makin for helping edit the book.

Julie Martin for doing my hair and makeup for the book cover.

Lisa Brindle for helping with jewelry and wardrobe for the book cover.

Brand Hand with Photographs by Hand for the book cover photos.

My husband, Rob Jackson, for helping design and format the book.

All of my family, friends, and Facebook followers who encouraged me to write this book. You were there supporting and encouraging me throughout this entire journey.

Introduction

I would like to first start off by saying how absolutely grateful I am that you are taking time to read this book! If you are like most people, you have a very busy life and it is hard to find time to read. There are so many books to choose from, and you chose this one. THANK YOU!

This book is full of financial advice that I learned the hard way. Although I’m a Financial Coach now, I haven’t always been financially savvy. My journey to this point was a long, bumpy, and winding road. Many of my clients are surprised to hear my financial journey.

I started working full-time the summer after my eighth-grade year. I loved working. I took great pride in being able to purchase clothes and food for myself (my parents liked this too). I worked all the way through high school and all except my last year of college. Although I was working and making good money for my age, I was also spending more money than I was making. I started my college years with credit card and student loan debt. My last couple years of college included purchasing a house, getting married, and having my first child. All of this while my husband and I were broke! A year after graduating college, I had my second child and racked up more debt.

We made the bad decision to take out a second mortgage on our home to pay off credit card debt, just to turn around and get a large car loan and go back into tens of thousands of dollars more credit card debt. This situation took a toll on our finances and our marriage. In August of 2011, my husband and I separated and I moved out. I moved back home several months later, but only after we agreed to make drastic changes to our finances. When I moved back home, we combined our bank accounts and on January 1, 2012, we started working on our financial plan. Our financial plan consisted of sitting down and talking about why we want to get out of debt, and what we would like to do if we were debt-free. We talked about when we would like to get a new house, and what we would like to do in retirement. Then, we decided to stop using credit cards and begin using cash to pay for purchases. We also started working together on a monthly budget.

We have come a long way since then. If you would’ve told me six years ago that we would be where we are at now, I wouldn’t have believed you. It is amazing how much our lives has changed for the better and all because we took control of our money.

I have a career history in finance/accounting but never planned on writing a financial book. Looking back though, it makes sense for me to write this. In 2006, I graduated college with a major in Psychology and a minor in Spanish. I got a job with a local hospital system as a Financial Counselor. I was in that position for five years. It opened my eyes to how poorly so many people handle their money. During my time at the hospital, I obtained my MBA and then took a position as a Credit Manager for an HVAC distributor. I went from helping individuals with their accounts to helping businesses. I assumed that all business owners knew how to handle money, but I was wrong. I was a Credit Manager for two years and then decided to work from home to help grow my husband’s family pest control business, and also to start my own Financial Coaching business.

In December 2013, I began to pursue my own Financial Coaching business. Since then, I have taught a variety of financial classes, coached individuals and couples and also started a video series called Jenny’s Pennies. This video series contains videos that are approximately five minutes in length and break down financial topics into simple, easy to understand concepts. In my years of working with individuals