Personal Finances
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About this ebook
This book provides you an initial introduction to your personal
financial management. Though the financial management,
whether in personal or business area, may seem something
complex that puts fear at first, the truth is that it can be, yes,
understood by any person who, at least, be willing to learn
more about proper use of the money. Unlike what many
people think of, the financial management is so close to us that
we use every day, and we do not realize its real matter in our
lives.
Unfortunately, many people make the mistake of considering
inconsequential their financial lives. The mere fact that they
choose not to follow their finances is already a decisive factor
for future lapses in this area. Manage personal or family
budget, planning the financial life and seek the long awaited
financial independence requires a change in posture, a change
of attitude, a change of life. And change perspective requires
taking actions and decisions that weren't not used to doing
before. It means get out of our comfort zone.
Believe me: "When we decided not to decide, we are
choosing." It means that when we take an attitude of not
decide anything about our financial lives, we are passing on to
others the power to decide for us. Do not fool yourself ! If a
person does not take the decisions themselves to take care of
your money and your future, other people, companies and
institutions will do it for you, but in a not very beneficial way
to your pocket.
It is very true that money never bought, doesn't bring and will
never bring happiness to someone and loving to it is the cause
of many miseries. However, when to ignore it, we are allowing
part of our lives at the mercy of chance when it actually
doesn't exist. What we received today is the result of what we
planned yesterday. In other words, if we do not manage our
money wisely, nobody will do it for us.
Loving money is a profound error. Ignore it also is.
I always hear people submitting comments like: "This month
I'm pressed," or "I can't invest in it because I have debts to
pay," and so on. Actually, the history would be different if they
had started differently. However, I always like to remember a
public thought that says:
"Though no one can go back and make a new start, anyone
can start now and make a new ending."
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Personal Finances - IntroBooks Team
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