Kiplinger

Insurance for Long-Term Care at Home

Scenes of anxious adult children peering through windows and holding up signs declaring “I love you” to their parents confined in nursing homes and assisted living facilities during the coronavirus pandemic reinforced a trend that has already been growing in the United States: the desire to remain at home for as long as possible in old age.

“We’re getting more calls,” says Jesse Slome, executive director of the American Association for Long-Term Care Insurance, a trade group. “The initial reports in all of the news on COVID-19 focused on nursing homes and the number of people infected and dying in those homes.” 

That made people realize they wanted better options, like aging in place, he says. While there are no guarantees that anyone can live their last days in

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