Long Term Care Insurance Made Simple

By Ben DeFoor

Are you wondering what you would be risking if you didn’t get long term care? Is it really worth it? And if you do decide to get it, what’s the best way to get coverage that makes sense to you? Are you getting older and simply wonder if long term care insurance is right for you?

This book seeks to answer all those questions and explain it in a simple and easy to understand way. It also can help to give you a more comprehensive look at long term care if another professional has presented it to you. This book helps you to make a well informed decision while not taking up too much of your time.

• Language: English
• Publisher: Ben DeFoor
• Release date: Jan 10, 2018
• ISBN: 9781370617180

Ben DeFoor

Ben DeFoor is a Retirement Planner, Tax Advisor, and Long Term Care Insurance specialist from Murfreesboro, TN. He helps hundreds of clients every year with their retirement and tax needs. He works digitally with clients across the USA.

Book preview

Long Term Care Insurance Made Simple

Is Long Term Care Insurance Worth It?

By

Ben DeFoor

Long Term Care Insurance Made Simple – Is Long Term Care Insurance Worth It? by Ben DeFoor

www.LongTermCareInsuranceProfessional.com

Copyright © 2017 by Ben DeFoor

All rights reserved. No portion of this book may be reproduced in any form without permission from the publisher, except as permitted by U.S. copyright law.

Printed in the United States of America

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Legal Notice:

This book is copyright protected. This is only for personal use. You cannot amend, distribute, sell, use, quote or paraphrase any part or the content within this book without the consent of the author or copyright owner. Legal action will be pursued if this is breached.

Table of Contents

Introduction

Part 1 – Why Not Risk It? What’s the Worst that Could Happen?

1 - What’s the Chance it Will Happen to Me?

2 – Problem: You Could Find Yourself Receiving Horrible Care

3 – The Costs of Care are High - You Could Deplete Your Legacy

4 – Won’t My Kids Take Care of Me?

Part 2 – How Does Long Term Care Work? What is It Designed to Do?

5 – What Do Medicare and Medicaid Cover? What Does Long Term Care Cover?

6 – Different Ways to Get Covered for Long Term Care Insurance

Part 3 – Best Ways To Get Covered

7 – My Recommended Strategies from Best to Worst

Appendix

Potential Tax Benefits of Long Term Care Insurance

Introduction

Hi, my name is Ben DeFoor, and I am a long term care agent and specialist. This book is designed to guide you through the ins and outs of long term care insurance and to help you decide the right course of action for your future. We'll talk frankly about the pros and cons of the policies available to take care of healthcare needs during our senior years. We'll also discuss the potential pitfalls and problems of not having long term care insurance.

To keep things simple I’ve divided this book into three parts.

Chapters in Part 1 covers the Why Not Risk It? question. What potentially bad things could happen from not paying for long term care insurance? Part 2 delves into the details of Long Term Care Insurance, different ways to get covered, and how Medicare and Medicaid deal