The payments and fraud risk landscape for merchants continues to undergo rapid change. In this interview between Julie Fergerson, CEO and Co-Founder and Tracy Brown, VP Programs and Technology of Merchant Risk Council, and Mangala Martinus, Managing Director at Payments Consulting Network and Merchant Advisory, we discuss predictions for the key themes and trends in merchant payments and risk in 2024, as well as the objectives and major initiatives for MRC for the year ahead. As the dynamics of the payments ecosystem continue to shift, this episode serves as an invaluable guide for merchants, professionals, and enthusiasts alike, offering a comprehensive exploration of the challenges and opportunities that lie ahead. Stay ahead in the game of navigating the complex intersection of technology, security, and commerce.