This episode is sponsored by Freed.AI - Get 50% off your first month of using their AI-powered medical scribe software! Just add BSFREE50 to your cart! This episode is also sponsored by PearsonRavitz– helping physicians protect their most valuable assets. In this detailed conversation, Ed Dowd, a seasoned financial analyst, delves into the aftermath of the COVID-19 pandemic from a financial standpoint. He recounts his experiences on Wall Street, witnessing firsthand the cycles of recession, fraud, and recovery. Dowd critically examines the rise in excess mortality and disability rates, especially post-vaccine distribution, suggesting a potential connection to the vaccine. He offers insights into how these trends are affecting various sectors, including insurance and labor, and reflects on the broader societal and economic shifts resulting from the pandemic. Bio:  Edward Pierce Dowd is a former equity portfolio manager at BlackRock and a Notre Dame alumnus. His career in finance began as a bond salesman for HSBC, where he gained valuable experience on Wall Street. Dowd's expertise spans across various financial sectors, including fixed income, equities, and economics. Known for his keen analysis of market trends and cycles, he has become a vocal commentator on the financial implications of the COVID-19 pandemic. His insights into the relationship between economic data and public health during this crisis have made him a sought-after speaker and analyst in the field. Our Advice! Everything in this podcast is for educational purposes only. It does not constitute the practice of medicine and we are not providing medical advice. No Physician-patient relationship is formed and anything discussed in this podcast does not represent the views of our employers.  The Fine Print! All opinions expressed by the hosts or  guests in this episode are solely their opinion and are not to be used as specific medical advice.  The hosts,  May and Tim Hindmarsh MD, BS Free MD LLC, or any affiliates thereof are not under any obligation to update or correct any information provided in this episode. The guest's statements and opinions are subject to change without notice. Thanks for joining us! You are the reason we are here.  If you have questions, reach out to us at doc@bsfreemd.com or find Tim and I on Facebook and IG. Please check out our every growing website as well at  bsfreemd.com (no www)  GET SOCIAL WITH US! Website: bsfreemd.com Rumble: https://rumble.com/search/video?q=bsfreemd Instagram:: https://www.instagram.com/bsfreemd/ Facebook: https://www.facebook.com/bsfree Coming Soon: YouTube Channel!