This episode is sponsored by New Leaf Hyperbaric Oxygen Therapy - oxygen therapy that’s non-invasive treatment that strengthens your body from the inside out. Our next guest, Sandy Kibling discusses the importance of understanding medical bills and the prevalence of errors in billing. Sandy shares her experiences working in a large health insurance company and witnessing the lack of accountability and attention to claims issues. They also explain the difference between a bill and an explanation of benefits (EOB) and provide tips on what to look for when reviewing medical bills. About Sandy:  Sandy is a health care professional having served in numerous roles including physician consulting and working for a large healthcare insurance company. She has worked on the frontline addressing physician and subscriber issues and has heard first-hand the frustration and concern about affordability and navigating a complicated healthcare system. Sandy’s passion is to create a trusted source with Get Savvy…Demystifying Healthcare – a podcast that breaks down the complexity of healthcare and empowers consumers to navigate the healthcare system. This is where to find her online: Website: www.savvyhealthcareconsumer.com FB: https://www.facebook.com/Savvyhealthcareconsumer Instagram: https://www.instagram.com/savvyhealthcareconsumer/ TW: https://twitter.com/SavvyHconsumer TilTok: https://www.tiktok.com/@thesavvyhealthcarelady?_t=8ZIQ8ILjL7T&_r=1 Looking for something specific? Here you go! 00:01:30 Understanding medical bills is essential 00:09:05 Verify insurance coverage and understand 00:11:13 Understanding insurance can be confusing 00:17:29 Advocate for itemized medical bills 00:20:25 Healthcare costs vary widely 00:25:42 Take advantage of preventative care 00:30:36 Check drug websites for discounts 00:37:06 Insurance companies determine physician reimbursements 00:42:51 Knowledge is power in healthcare 00:50:30 Complexity of healthcare billing 00:56:53 Knowledge is essential for advocacy 00:57:24 Complexity of healthcare insurance decisions 01:02:32 Negotiate medical bills for savings 01:06:39 Amazon may launch Amazon Rx. Our Advice! Everything in this podcast is for educational purposes only. It does not constitute the practice of medicine and we are not providing medical advice. No Physician-patient relationship is formed and anything discussed in this podcast does not represent the views of our employers.  The Fine Print! All opinions expressed by the hosts or  guests in this episode are solely their opinion and are not to be used as specific medical advice.  The hosts,  May and Tim Hindmarsh MD, BS Free MD LLC, or any affiliates thereof are not under any obligation to update or correct any information provided in this episode. The guest's statements and opinions are subject to change without notice. Thanks for joining us! You are the reason we are here.  If you have questions, reach out to us at doc@bsfreemd.com or find Tim and I on Facebook and IG. Please check out our every growing website as well at  bsfreemd.com (no www)  GET SOCIAL WITH US! https://www.withkoji.com/@bsfreemd