I am delighted to be joined today by Dame Inga Beale, former CEO of Lloyds of London. She has also been Group CEO of Canopius, an insurance company with it's principal operations at Lloyds, a member of the Global Management Board of Zurich Insurance Group in Switzerland and Group CEO of Swiss reinsurer Coverium. She was awarded her Damehood in 2017 for services to the UK economy and for playing a critical role in advancing diversity and inclusion initiatives across the global insurance sector. Dame Inga Beale also holds non-executive roles on the boards of Clyde & Co, Crawford & Company and is Chair of Mediclinic International and Deputy Chair of London First. Her philanthropic interests include being a member of the Pitt Rivers Museum Advisory Board at Oxford University.