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Credit Score Competition with VantageScore’s Tony Hutchinson
Credit Score Competition with VantageScore’s Tony Hutchinson
ratings:
Length:
41 minutes
Released:
Aug 16, 2023
Format:
Podcast episode
Description
Join VantageScore’s Senior Vice President of Industry & Government Relations for a discussion about credit scores, the Federal Housing Finance Agency’s (FHFA) initiative to validate and incorporate new credit score models and credit report requirements into the housing finance market, and what to expect from this shift.
Key Takeaways:
Discover the history of introducing alternative credit score models and credit report requirements into the housing finance market and the FHFA’s rulemaking.
Understand the potential benefits and concerns of these new credit score and credit report requirements.
Learn about the implementation timeline for these changes and strategies to help your credit union prepare.
Anthony Hutchinson is the Senior Vice President of Industry and Government Relations at VantageScore. He has helped shape public policies critical to the housing industry, including the Dodd-Frank Financial Reform Law, and the subsequent Qualified Mortgage (QM) and Qualified Residential Mortgage (QRM) rulings, which ensured that homeownership remained affordable and accessible for all qualified homebuyers. Learn more about Anthony.
Key Takeaways:
Discover the history of introducing alternative credit score models and credit report requirements into the housing finance market and the FHFA’s rulemaking.
Understand the potential benefits and concerns of these new credit score and credit report requirements.
Learn about the implementation timeline for these changes and strategies to help your credit union prepare.
Anthony Hutchinson is the Senior Vice President of Industry and Government Relations at VantageScore. He has helped shape public policies critical to the housing industry, including the Dodd-Frank Financial Reform Law, and the subsequent Qualified Mortgage (QM) and Qualified Residential Mortgage (QRM) rulings, which ensured that homeownership remained affordable and accessible for all qualified homebuyers. Learn more about Anthony.
Released:
Aug 16, 2023
Format:
Podcast episode
Titles in the series (25)
All Things Appraisals with Freddie Mac’s Scott Reuter: Explore Freddie Mac’s initiatives related to appraisal modernization and eliminating appraisal bias during this in-depth discussion with Scott Reuter, Chief Appraiser and Director of Valuation, Single Family, Mortgage Credit Risk Management, at Freddie Mac. Key Takeaways: Examine Freddie Mac’s lessons learned from the pandemic related to appraisal modernization Review updates to the Uniform Appraisal Dataset (UAD) and appraisal reporting forms Analyze the benefits and risks of automated valuation models (AVMs) Explore the impacts of appraisal bias and how the industry can work together to eliminate appraisal valuation gaps Scott Reuter, Chief Appraiser and Director of Property Valuation, Single-Family Risk Management Division, Freddie Mac Scott Reuter is a Certified-General Appraiser with 30+ years of experience in valuation, appraisal and collateral risk management concerns. His team leads the effort for ongoing development and by The Credit Union Policy Podcast