Climate Change Fears – Assessing Risk in the Housing Market | The Credit Union Policy Podcast Podcast

$Breaking Down Blockchain with Kathy Kraninger: oin former Director of the Consumer Financial Protection Bureau and now Vice President of Regulatory Affairs at Solidus Labs, Kathy Kraninger, for a discussion on blockchain, including questions such as: What is blockchain? How is blockchain currently being used? What should a regulatory framework look like? And how can blockchain be helpful for financial institutions in future use cases? Key Takeaways: Understand the basics of blockchain and its various use cases, including cryptocurrency and fractionalized/tokenized real estate transactions. Learn about the potential for cryptocurrency to facilitate a faster, more secure payments system. Hear perspectives on the most appropriate regulatory system, including consumer protections, for cryptocurrency. Bio: Kathleen L. Kraninger: The Honorable Kathleen L. Kraninger is the Vice President of Regulatory Affairs at Solidus Labs where she leads the firm’s regulatory strategy and wo$

Navigating Mortgage Tech Trends with Jason Cave: Join Jason Cave, Deputy Director and Head of Fintech Strategy at the Federal Housing Finance Agency (FHFA), for a discussion of the agency’s recent Velocity TechSprint, the focus of the Office of Financial Technology, and trends in the use of technology in the mortgage lending and servicing space. Key Takeaways: Hear about the outcomes of the FHFA’s recent TechSprint, which focused on the impacts of data digitization in mortgage lending. Learn about the changing mortgage market, including the increasing role of non-depository institutions. Discover perspectives on the continued evolution of the mortgage market as more technology is incorporated. by The Credit Union Policy Podcast

40 min listen

The Future of the Credit Union Movement with Jim Nussle: Join Jim Nussle, President & CEO of the Credit Union National Association (CUNA) for this special edition episode diving into the proposed CUNA-NAFCU merger and Nussle’s vision for America’s Credit Unions under his leadership. Also hear Nussle’s perspective on key policy including legislative and regulatory threats to non-interest income, issues related to liquidity and interest rate risk, as well as how credit unions should be thinking about climate-change risk. Key Takeaways: Learn more about the proposed CUNA-NAFCU merger and the benefits of the associations merging. Hear about Nussle’s vision for the new merged association—America’s Credit Unions – under his leadership as President and CEO. Dive into policy issues including interchange fees, “junk fees”, liquidity and interest rate risk, and climate-related risk. Jim Nussle has served as President and CEO of the Credit Union National Association (CUNA) since 201 by The Credit Union Policy Podcast

44 min listen

The Payments System – Fraud Risks and Emerging Opportunities: Join José Resendiz, Chief Operating Officer at Early Warning Services (EWS), for a discussion about the history and growth of Zelle and its use among credit unions. Regarding reports of increased fraud on peer-to-peer payment (P2P) platforms, Resendiz outlines potential sources of this fraud and strategies to eliminate fraud in the payments system. Key Takeaways: Understand credit unions’ engagement with the Zelle Network and how this has evolved over time. Learn about the perceived rise in fraud in P2P payments and ways that all parties can work together to eliminate fraud. The current state of the payments system and the future of P2P payments with the launch of FedNow this summer. José Resendiz serves as Chief Operating Officer at Early Warning, the fintech company owned by seven of the country's leading banks. In this role he guides the company’s operations and strategy and leads the teams that bring it to by The Credit Union Policy Podcast

41 min listen

Top Advocacy Concerns and Industry Trends with NAFCU President & CEO Dan Berger: Join NAFCU’s President and CEO, Dan Berger, for an in-depth discussion of the top issues and questions facing the credit union industry today. Learn how your participation and feedback to NAFCU’s advocacy teams can provide invaluable ammunition to engage with regulators and lawmakers to encourage helpful clarifications and ensure parity while fighting off burdensome and costly new requirements. Key Takeaways: Hear how NAFCU is working to differentiate the credit union industry in light of recent turmoil in the banking sector following the failure of several regional banks. Learn about NAFCU’s priorities for legislation to provide a framework for digital assets, including stablecoins. Get the inside scoop on NAFCU’s approach to responding to the Consumer Financial Protection Bureau’s efforts and continuing to advocate for reform of the Bureau. Dan Berger first joined NAFCU in 2006 and helped by The Credit Union Policy Podcast

29 min listen

Going Green — The Greenhouse Gas Reduction Fund w/ Cathie Mahon and Creighton Blackwell: Join Cathie Mahon, President & CEO of Inclusiv, and Creighton Blackwell, Chief Community and Public Affairs Officer at Coastal Credit Union, for a discussion about the Environmental Protection Agency’s Greenhouse Gas Reduction (GHGR) Fund, how credit unions can get involved in the program, and why it is important to be thinking about climate change and ways to expand green lending options for your members and communities. Key Takeaways: Learn about the GHGR Fund and how NAFCU, Inclusiv, and other credit union groups have been working to ensure credit unions are included in the program; Understand the current state of credit union green lending and how the opportunities from GHGR Fund have the potential to improve members’ lives and strengthen communities; and Discover how you can get involved with other credit unions to apply for a grant opportunity. Cathie Mahon has led Inclusiv since by The Credit Union Policy Podcast

39 min listen

Credit Score Competition with VantageScore’s Tony Hutchinson: Join VantageScore’s Senior Vice President of Industry & Government Relations for a discussion about credit scores, the Federal Housing Finance Agency’s (FHFA) initiative to validate and incorporate new credit score models and credit report requirements into the housing finance market, and what to expect from this shift. Key Takeaways: Discover the history of introducing alternative credit score models and credit report requirements into the housing finance market and the FHFA’s rulemaking. Understand the potential benefits and concerns of these new credit score and credit report requirements. Learn about the implementation timeline for these changes and strategies to help your credit union prepare. Anthony Hutchinson is the Senior Vice President of Industry and Government Relations at VantageScore. He has helped shape public policies critical to the housing industry, including the Dodd-Frank Financial Ref by The Credit Union Policy Podcast

41 min listen