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Patreon: ⁠https://www.patreon.com/calebhammer⁠ 
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Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com
Sponsorship and business inquiries: calebhammer@creatorsagency.co 
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Timestamps:
00:00 SHE'S NOT EVEN WORKING
04:15 Living off of her boyfriend...
08:30 YOU NEED TO WORK
09:10 Taking money from her boyfriend and friends...
10:05 SPENDING MONEY YOU DON'T HAVE!
13:30 This is stupid savings...
17:10 CREDIT CARD DEBT THAT IS BS
20:20 WHAT ARE YOU DOING?!?!
24:50 Car debt... this is getting stupid...
31:20 YOU NEED TO BUDGET NOW
35:00 Time to clean up this disaster...
45:40 Hammer Financial Score

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