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Timestamps:
00:00 Trying to get ahold of his finances...
02:25 Income
03:05 "My finances are terrible"
04:38 $16 in checking account???
05:58 EXCUSES EXCUSES EXCUSES
07:24 Spending so much money...
11:15 There are MAJOR issues here!
15:00 16% car INTEREST RATE
18:45 HE'S DEEP IN COLLECTIONS
22:35 It's time to budget...
25:20 Is his girlfriend taking advantage of him???? (I made him cry)
29:25 Paying his GF's credit card, and she won't tell him what the balance is...
35:30 TIME TO CLEAN UP YOUR MESS
42:35 We need to get you some help...
48:11 Hammer Financial Score

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