Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠ 
My socials: ⁠https://linktr.ee/calebhammer⁠ 
Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com
Sponsorship and business inquiries: calebhammer@creatorsagency.co 
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Timestamps:
00:00 MAKING ONLY $28,000 A YEAR
05:14 Why are you spending all this money?!
09:50 MISSING HIS DEBT PAYMENTS
12:16 "The bad credit card" lol
17:05 FINANCING A WASHER AND DRYER FOR HIS GRANDPARENTS!!!
24:30 Long car debt...
26:40 Student debt for no degree
29:40 You might be screwed, dude...
33:30 Time to BUDGET
36:00 YOU NEED TO IMPROVE YOUR OWN LIFE FIRST!!
40:00 Clean up this mess...
45:00 This is going to take a very long time
54:07 Hammer Financial Score

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