Check out these fun things:
Patreon: ⁠https://www.patreon.com/calebhammer⁠ 
My socials: ⁠https://linktr.ee/calebhammer⁠ 
Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com
Sponsorship and business inquiries: calebhammer@creatorsagency.co 
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Timestamps:
00:00 Job, income, and school
03:30 Why do you even have a mess??
07:40 You're CHOOSING to be immature
09:13 WHAT ARE YOU DOING
14:25 You're being STUPID!
17:30 What are you talking about?!
20:00 THIS DEBT IS STUPID. STUPID!!!
31:35 YOU'RE DROWNING
36:20 Clean this up... and GROW UP
42:00 I don't think you're going to fix a single thing...
47:46 Hammer Financial (pain) Score

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