This week on The Disruptive Voice we're delighted to bring you a timely conversation with Professor Luis Viceira and David Snider (MBA '13) on the state of the FinTech industry. Luis serves as the George E. Bates Professor in the Finance Unit and is also Senior Associate Dean for Executive Education at Harvard Business School, where he conducts research on long-term asset allocation, asset pricing, fixed income markets, and innovation and disruption in the money management industry, among many other topics of interest. He also serves as an advisor to Harness Wealth, a financial technology firm co-founded in 2018 by David Snider and Katie English (MBA '10) that connects individuals with a curated set of financial advisors for tax, estate and trust, and financial planning. Before founding Harness Wealth, David was a CFO/COO at Compass and an Executive-in-Residence at Bain Capital Ventures. In this episode, David and Luis are hosted by Derek van Bever, Director of The Forum for Growth & Innovation, to discuss the current state of the art in FinTech, the changing role of trust in enabling disruptive technology, and why disruption is rarer in FinTech than in most other industries. We're confident that you'll enjoy this wide ranging conversation!