People are stuck living paycheck to paycheck. When a paycheck arrives, they desperately try to make it do all of these magical things and then white-knuckle it until the next paycheck. That’s not great. Our paycheck plan makes every paycheck look the same. 
Once you set this system up, your money will do the exact same thing every paycheck, which is going to make your life easier. Furthermore, you’re going to have enough money to last so you won’t even worry about when that next check is going to hit!
Your paycheck plan will take your monthly expenses and divide them by the number of paychecks you have each month. Then you’ll set up automatic transfers to the designated amounts you determined to happen on payday. That means the only thing you’ll have to do differently when a paycheck comes is fund anything special for the month and make any extra debt / savings payments.
In this episode we also cover:

How your budget is monthly, but it’s funded by paychecks.

Don’t wait until the end of the pay period to pay extra on debt.

How you can’t spend money if it’s not there.

How to save money and pay extra on debt every paycheck.

How there’s no such thing as an extra paycheck.

How Vanessa’s pretend gas budget is laughable.

How to fund groceries, gas, haircuts and everything else each paycheck.

How you only have to do TWO things manually each paycheck once you’ve set up our systems.



“That’s the beauty of the paycheck plan because you've done your budget and you know exactly what needs to happen when your paycheck hits. And it’s always the same and you don't have to use any brain calories.”
Book a free call: ⁠calendly.com/myidealbalance2/freecall⁠
Email us any questions: info@myidealbalance.com
IDEAL BALANCE: How to Budget, Get Out of Debt, Save Money + Financial Systems to Organize Your Money
Even successful, high-achieving, Jesus-following moms need help organizing their finances. We want to help you learn how to budget, how to get out of debt & how to save money. We do this through 1-on-1 coaching where we teach you how to stop stressing about money & install systems that automate your finances. Once you have these money systems, you’ll be able to live debt-free, build wealth & achieve financial freedom. Join us to ditch the bad money habits & take control of your financial future.
Shana & Vanessa are best friends, business partners & Ramsey Solutions Master Financial Coaches.
Get the Digital Envelope System Our Client Used to Pay Off $17,591 in Debt and Save $23,000 in 7 Months Workbook here: h⁠ttps://ck.myidealbalance.com/deguide⁠
Connect With Us:
Website → ⁠https://myidealbalance.com⁠
Podcast → ⁠https://anchor.fm/idealbalance ⁠
Facebook → ⁠https://facebook.com/MyIdealBalance⁠ 
YouTube→ ⁠https://youtube.com/@IdealBalance⁠ 


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