In this episode, Kristin Colca and Teresa Kuhn join us for a myth-busting session on the top misconceptions around permanent life insurance, and key considerations for making the right decision for your situation. ? We believe that life insurance is not an emotional decision, but a sound risk management decision, which provides protection and opportunity for the future. ✔ Our Team is here to help clear your doubts and provide knowledge that will enable you to understand the value it offers in the long run. ? Don’t let the many myths in the insurance market affect your buying decision. Instead, talk to a licensed agent about your specific case. ? Key Insights: 00:00 Introduction 02:15 When the policyholder dies, does the insurer keep the cash value and only pay out the death benefit? 05:49 What happens if the insured is unable to pay the life insurance premium? 09:15 Does only the bread winner need to have a permanent life insurance? 11:38 Are permanent life insurance policies for children recommended or beneficial? 18:00 Teresa’s personal experience leveraging a whole life policy for her son to start a business 20:20 Do insurance agents make big commissions on life insurance policy sales? ADVANCE YOUR PLAN: DOWNLOAD our Dual Asset Strategy ebook and learn how YOU can leverage cash value life insurance and become your own source of financing: https://100yearrei.com/ebook-download/ SCHEDULE A Call with our Team: https://100yearrei.com/callnow/ About The 100 Year Real Estate Investor The Whole Life Insurance Policies offered by the 100 Year Real Estate Investor are specially-designed. This means they work harder toward achieving your financial objectives, no matter what they may be. Check out this blog for 7 facts about our specially-designed strategies that may not be true about typical whole life policies: https://100yearrei.com/7-facts-about-specially-designed-whole-life-policies/