In today's personal insurance deep dive, financial adviser Phil Thompson from Skye Wealth joins Glen on the show to explain the ins and outs of insurance and answer your burning questions! Glen and Phil unpack:?? the pitfalls of default insurance cover in super?? myths, misconceptions & benefits of setting up insurance through financial adviser?? life insurance inside super vs outside super? self employed and contract workers?? when should you review your insurance??? can a loading or exclusion be removed??? what happens when you change advisers??? a successful $100k skin cancer claim case study?? does a non working spouse need insurance?? what happens if you have too many declines??? is child cover necessary??? when is insurance worth having??? I'm single, do I need insurance??? do you need to disclose if you've had a genetic test??? how much is the cost of insurance advice?Check out the insurance webinar replays below for more info ?Beyond Super - Is the insurance in your super fund enough?Young families & life insurance - what you need to knowThanks to Global X for supporting our Thursday show! ✨ Learn more about their range of ETFs.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.