Today we're talking all things credit scores and credit reports! Credit reporting expert Geri Cremin from CreditSmart joins Glen on the show to share what the latest research reveals about Aussie habits, attitudes, and behaviours towards credit in the face of rising cost of living and answers all your burning questions:?? what's the difference between a default vs late payment??? how long does a default stay on your report??? is your credit score still relevant after you buy your house?? are credit scores shared across countries??? should you get a credit card to build your score??? does card churning impact your score??? do you need to know your credit score??? why does your score differ so much between reporting bureaus??? how to remove incorrect info or inquiries on your reportCheck out the research referenced in the episode here: Australians' resilience shines through in the face of financial stress - CreditSmartThis is a sponsored episode.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.